Last updated: July 5, 2025
Backbone Chit Fund ("we", "us", or "our") values your privacy. This Privacy Policy explains how we collect, use, and protect your personal information when you use our mobile application ("Backbone Chit Fund") or interact with us in other ways, including sales, marketing, or events.
If you have any questions, please contact us at sgsapp20@gmail.com.
What personal data do we collect?
We collect information such as name, contact details, and device information to provide and improve our services.
Do we process sensitive data?
No. We do not collect or process sensitive personal information.
Do we collect third-party data?
Yes. We may receive data from social login providers and marketing platforms.
Why do we collect your data?
To provide our services, ensure app security, communicate with you, and comply with legal requirements.
Do we share your data?
Only when required for functionality or by law. We never sell your data.
How do we protect your data?
We use reasonable security measures, but no system is 100% secure.
Name
Mobile number
Email address
Address (if manually entered)
Contact preferences
If you choose to sign in using Google, Facebook, or other platforms, we may collect:
Name
Email
Profile picture (if shared by the platform)
We may collect:
Device type and model
Operating system version
Device ID
Mobile network information
IP address
App usage and crash logs
We request the following permissions from your device:
Photos/Media/Files Access
To save images (such as chit plans) to your gallery.
Storage Access
To temporarily store files or shared content.
Internet Access & Network State
To enable online features and verify internet connectivity.
Device ID and IP Address
For app security, crash reporting, and analytics.
You can manage or revoke these permissions at any time in your device settings.
We use your information to:
Operate and improve our services
Deliver customer support
Send important updates and communication
Analyze usage to fix bugs or crashes
Comply with legal and regulatory requirements
We may share your data with:
Service providers (for analytics, cloud hosting, crash reporting)
Law enforcement (if required by law)
We do not sell or rent your data.
We use industry-standard security practices including encryption, access controls, and monitoring. However, no system is completely secure.
Depending on your location, you may have the right to:
Access or correct your data
Request deletion of your account
Withdraw consent for data processing
To exercise your rights, email us at sgsapp20@gmail.com.
Our app does not respond to "Do Not Track" browser signals.
We may update this Privacy Policy from time to time. We will notify you of significant changes via the app or email.
Last updated: July 5, 2025
If you have questions or concerns about this policy, contact:
Email: sgsapp20@gmail.com
App: Backbone Chit Fund