AXIS MY ZONE MASTER CREDIT CARD

About Credit Card

The Axis My Zone Master Credit Card is an entry-level offering from Axis Bank, ideal for everyday spending like dining, movies, and shopping in India. It provides solid value through discounts and rewards, especially for users in Delhi seeking low-fee cards with lifestyle perks.

Key Fees

Joining fee: ₹500 + GST (often waived as lifetime free in promotions).
Annual fee: Nil in the first year; ₹500 + GST from the second year onward.
No fee for add-on cards; main cardholder remains liable for all spending.

Rewards Structure

Earn 4 EDGE Reward Points per ₹200 spent (0.4% base rate; 1 point = ₹0.20 value).
Accelerated rewards on weekends: 10x points on dining, 5x on shopping.
No points on fuel, movies, EMI, insurance, rent, utilities, wallets, or government spending.

Milestone Benefits

Complimentary SonyLiv annual premium membership (worth ₹1,499) as a welcome perk.
Bonus 2,500 EDGE points for ₹30,000+ quarterly spends.

Discounts & Offers

25% cashback or ₹120 off on Swiggy (min. order ₹500).
Buy-one-get-one-free or 25% off on movie tickets via District by Zomato (up to ₹2,400 annual value).
Up to ₹1,000 off on AJIO (min. spend ₹2,999); 15% off up to ₹500 via EazyDiner (min. ₹1,500).
1% fuel surcharge waiver (₹400–₹4,000 transactions).

Travel Perks

4 complimentary domestic lounge accesses per year (1 per quarter).

Security Features

Contactless payments, EMV chip + PIN, 3D Secure OTP for online buys, and SMS/email alerts.

Eligibility Criteria

Age Requirements

Primary cardholder: 18 to 70 years.
Add-on cardholders: Minimum 15 years.

Income Criteria

Salaried: Minimum ₹15,000–₹25,000 monthly (exact threshold varies; confirm with bank for My Zone).
Self-employed: ₹30,000+ monthly or equivalent ITR proof.
No fixed deposit or high salary needed, unlike premium cards.

Other Criteria

Indian resident or NRI with valid documentation.
Credit score: Preferably 750+ for approval; lower may still qualify if income is high.
An existing bank relationship helps but is not mandatory.

How to Apply?

Step-by-Step Online Application

Visit the Axis Bank website (axisbank.com) or My Zone card page; click "Apply Now."
Select if you're an existing customer (login with mobile/customer ID) or new (enter mobile, PAN, PIN code, and annual income).
Fill in personal details (name, DOB, address), office address, and email; agree to terms and submit.
Receive SMS with C1 ID and OTP; verify via video KYC (enter Aadhaar, consent, facial scan, signature on white paper).
Upload documents if prompted: PAN/Form 60, income proof (payslip/ITR/Form 16), address proof (Aadhaar/passport/bill).

Post-Application

Track status via the Axis app or customer care (1860-419-5555).
The card delivers in 7-10 days if approved; activate via app/IVR.
Tip: Use Aadhaar e-KYC for instant processing; an existing Axis account speeds it up.

APPLY NOW!

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