Axis Indian Oil Rupay Credit Card

About Axis IOCL Rupay Credit Card -

• Link your credit card account to your UPI and earn reward points on UPI payments

• 4% value back on Fuel spends on IOCL outlets (20 RP on every 100 Rs spent)
  (Capped at 1000 RP per month, 1 RP = Rs 0.20)

• 1% value back on online shopping by earning 5 Reward points per 100 Rs spent

Features of the card -

• This card gives 100% Cashback (up to Rs. 250) on all IOCL fuel spends made within 30 days of Card Activation.

• Earn up to 4% value back on fuel spends made at Indian Oil outlets (Rs. 100 = 20 Reward Points, max. 1000 Reward Points per month)

• Earn Reward Points on UPI Payments by linking the card to UPI

• Earn 1% value back on online shopping spends

Fees & List of Charges -

• Joining Fees: Rs 500 (excluding GST)

• Annual fees: Rs 500 (excluding GST)

• Annual fees waiver: Rs 50,000 spends in one calendar year

• Interest rate: 3.6% per month

• Cash Withdrawal charges: 2.5% (Min Rs 500)

Documents Needed -

• PAN Card

• ID Proof (Aadhaar Card, Voter ID Card, Driving Licence, Passport etc)

• Address Proof (Utility Bills, Aadhar card, Driving Licence, Ration Card etc)

• Income Proof (Salary Slip, Bank Statement, Form 16 etc)