Working Papers
∗presented by co-author, (pp) paper in program, (s) seminar, #invited but could not attend
Time on Your Side: Labor Market Effects of Foreclosure Delays (Solo authored) (updated draft available soon)
-Semifinalist in Best Paper Award in Financial Institutions and Markets at FMA 2025
Presented at: SFA 2025, FMA 2025, NFA 2025, Labor Finance Group 2025 (pp) (scheduled), Eastern Finance Association 2025 (pp), Virtual Household Finance Seminar (s) (2025), CFPB Research Conference 2024, CEPR Ninth European Workshop on Household Finance (pp) (#), U Maryland, LBS, Boston U, UIUC, UIC, Penn State, Indiana, INSEAD, Michigan State U, NUS, ISB, CAFRAL, Binghamton (#), OFR PhD Symposium 2023, WashU Olin Finance Conference (Poster Session)
External Labor Market Punishment in Finance with Naser Hamdi and Ankit Kalda (Review of Financial Studies (2nd Round))
-Runner Up in Best Paper Award at CAF-ISB Summer Research Conference
Presented at: UO Summer Finance Conference (pp), CAF-ISB Summer Research Conference in Finance* (pp), CSEF-RCFS Conference on Finance, Labor and Inequality* (pp), Michigan State University Federal Credit Union Conference* (pp), Minnesota Junior Finance Conference* (pp), Young Scholars Finance Consortium at Texas A&M* (pp), Indiana University* (s), University of Florida* (s), and University of Ottawa* (s)
Rise of Nonbanks in Servicing Household Debt with Naser Hamdi, Erica Jiang, Brittany Almquist Lewis, Manisha Padi (Revise and Resubmit, Journal of Finance)
Presented at: SFS Cavalcade 2025* (pp) (scheduled) ,Washington University in St. Louis* (s), University of Colorado Boulder* (s), Federal Reserve Board* (s), Chicago Booth Empirical Finance Conference* (pp), SAET 2023 Paris Conference* (pp), Fischer Shain Research Conference* (pp), Red Rock Conference 2023* (pp), SITE 2023* (pp), UT Law and Economics Colloquium* (s), Texas A&M Law and Economics Workshop* (s), University of Michigan Law and Economics Workshop* (s)
EBITDA Addbacks in Debt Contracting: A Step Too Far? with Miguel Faria e Castro, Radhakrishnan Gopalan, Juan M. Sanchez, Vijay Yerramilli; Working Papers 2022-029, Federal Reserve Bank of St. Louis
Presented at: OCC Symposium on Systemic Risk and Stress Testing in Banking 2022 (pp), Washington University in St. Louis (s), University of Houston* (s) and Texas A&M University* (s)
Work in Progress
Household's Ability to Weather Adverse Shocks: The Role of Firm Monopsonies
Mortgage Payments and Job Search Decisions with Radhakrishnan Gopalan, David Sovich