AU Altura Plus Credit Card

FEATURES OF THE CARD

• 1.5% Cashback on all POS retail spends done (Except Fuel) at merchant outlets (Maximum cashback per statement cycle is Rs 100) 2X Reward Points (i.e., 2 Reward Points per Rs 100 retail spends) for all your online transactions

• 2 complimentary lounge access per calendar quarter, using VISA Card at railway stations in these cities - New Delhi, Kolkata (Sealdah), Jaipur, Ahmedabad and Agra

• 1% Fuel Surcharge Waiver for fuel transactions done between Rs 400 and Rs 5,000 across all fuel stations in the country

• Convert your transactions worth INR 2,000 or more into easy EMI options on selected tenure of your choice

PARTNER DISCOUNTS

• 10%Instant Discount (Upto Rs 1,000) on Flipkart Orders Above Rs 10,000

• Additional 10%Off (Upto Rs 1000) on Myntra

• 15% instant discount (Upto Rs 300 per month) on Tata CLiQ Orders Above Rs 500

• 10% off on Groceries (Upto Rs 100) on Blinkit app orders above Rs 499

FEES & LIST OF ALL CHARGES

• Joining Fees: Rs 499 + applicable taxes (Joining fees will be waived off, if the user spends Rs 20,000 within first 90 days of card issuance)

• Annual Fees: Rs 499 + applicable taxes (Annual fees will be waived off, if the user spends Rs 80,000 within first anniversary year)

ELIGIBILITY CRITERIA

• Required Age: 21-60 years

• Employment status: Salaried or Self-Employed

• Income: Rs 25,000 per month (Salaried and Self-employed)

• Customers need to have an Existing card (6 months old) with a minimum limit of Rs 30,000

• No Delayed Payments in the last 12 months

• Required Credit Score: 700+

DOCUMENTS NEEDED

• Valid PAN Card

• Aadhar Card - should be linked to Mobile (For EKYC)

• Address proof

• Income Proof (if opted for Income surrogate)