ACADEMIC APPOINTMENTS
Assistant Professor of Finance, University of Miami Business School, 2022–
Visiting Scholar, Federal Reserve Bank of St. Louis, 2019–
EDUCATION
Ph.D. Finance, Cum Laude, IE University, Madrid, Spain, 2021
M.Sc. Research Methods, IE Business School, Madrid, Spain, 2016
M.Sc. Actuarial Science, with Honors, Columbia University, New York, USA, 2010
B.Sc. Mathematics, with Honors, University of Cyprus, Nicosia, Cyprus, 2007
PUBLICATIONS
Forbearance and the Cost of Credit, with Pedro Gete, Andrey Pavlov and Susan M. Wachter, 2026.
Review of Finance (Financial Times Top 50) Accepted.
Climate Risk in Mortgage Markets: Evidence from Hurricanes Harvey and Irma, with Pedro Gete and Susan M. Wachter, 2024. Real Estate Economics, 52(3), 660-686.
Research for Sustainability Impact Award, IE University 2024
Top Cited Article in Real Estate Economics, WILEY 2025
The Economic Effects of Real Estate Investors, with Carlos Garriga and Pedro Gete, 2023. Real Estate Economics, 51(3) 655-685.
Edwin Mills Best Paper Award, AREUEA 2023
REVISE & RESUBMIT
“Do Too Many Cooks Spoil the Broth? How Reporting to Multiple Managers Affects Worker Performance” with Rocio Bonet, Juan Pablo Madiedo and Fabrizio Salvador, 2025.
R&R (Second Round) Organization Science (Financial Times Top 50).
WORKING PAPERS
“The Paradox of Opportunity: Socioeconomic Origins of Financial Gender Gaps” with Şelale Tüzel, 2026.
“From Flipping to Holding: Dynamic Strategies of Housing Investors” with Carlos Garriga, Pedro Gete and Franco Zecchetto, 2026.
“Investment Booms and Natural Resources” with Pedro Gete and Michael Reher, 2026.
“Weathering the Storm: The Impact of Florida’s Insurance Crisis on Household Financial Behavior” with Stefanos Delikouras and Susan M. Wachter, 2026.
Provost's Research Award, University of Miami.
“The Government-Sponsored Enterprises as Stabilization Tools” with Chuqiao Bi, Pedro Gete and Susan M. Wachter, 2024.
JOURNAL REFEREE
Review of Financial Studies, Management Science, Review of Asset Pricing Studies, Review of Corporate Finance Studies, Real Estate Economics, Journal of International Financial Markets, Institutions & Money, International Journal of Health Economics and Management, Journal of Economic Studies, Journal of Housing Economics, Journal of Housing Research, Congressional Budget Office.
SEMINARS AND CONFERENCES
2026 AREUEA-ASSA Philadelphia*, Stanford Financial Education Symposium*, Nordic Household Finance Summit*, AREUEA International*, Big Sky Workshop*, EFA*
2025 AREUEA-ASSA San Francisco*, UNC-Duke Corporate Finance Conference, INSEAD Finance Symposium*, ESCP-TAU-UCLA Conference on Low-Income Housing Supply and Housing Affordability, Tilburg Finance Summit, AREUEA International, Northern Finance Association*
2024 AREUEA-ASSA San Antonio, University of Miami Faculty Colloquium, NY Fed Mortgage Forum*, AREUEA National*, Norwegian School of Economics*, Bank of Spain*, ITAM*, Cyprus Statistical Society (keynote), FMARC, Bank of Greece, AREUEA Policy Forum, University of Cambridge Real Estate Finance and Investment Symposium*, University of Miami, Notre Dame Conference on Housing Markets and Housing Affordability*, Philadelphia Fed and Fannie Mae Workshop on Changing Demographics and Housing Demand, Empirical Financial Intermediation Network Workshop at the National Bank of Belgium, Boca Finance and Real Estate Conference
2023 AREUEA-ASSA New Orleans, AFFECT Workshop, University of Miami, UCLA and San Francisco Fed Housing Conference, AREUEA National, Housing Sustainability and Affordability Conference University of Wisconsin-Madison, FMARC, Spanish Finance Association at University of Malaga*, Spanish National Securities Market Commission*, Durham University*, University of Navarra*, WAPFIN at NYU Stern, University of Cyprus
2022 NYU, Emory University, Johns Hopkins, University of Miami, Stockholm Business School, Bayes Business School, Luiss Guido Carli, ESCP, Carlos III, CUNEF, University of Navarra, NEOMA, Rennes, Bank of Spain, University of Cyprus, Innovations in Housing Affordability Summit at the University of Utah, Freddie Mac, Paris School of Economics
2021 UCLA and San Francisco Fed Housing Conference, AREUEA-ASSA Chicago, AREUEA National, Federal Housing Finance Agency, Moscow State Institute of International Relations International Finance Conference, Workshop of the Australasian Macroeconomic Society
2020 MIT Golub Center, Housing-Urban-Labor-Macro Columbia University, Econometric Society Winter Meeting, AREUEA-ASSA San Diego (2 papers)
2019 Housing-Urban-Labor-Macro Santa Barbara, Ohio State University Real Estate Conference, AREUEA International at Bocconi, SED*, Spanish Finance Association at Carlos III
2018 Urban Economics Association at Columbia University
* Presentation by coauthor
TEACHING
University of Miami Business School
2023–2025 Fundamentals of Finance, Undergrad (4.6/5)
2024 Real Estate Investment Analysis, Undergrad (4.9/5)
IE Business School, IE University
2020–2022 Econometrics for Finance, MIM; Corporate Finance, BBA; Financial Markets, BBA
Data Analysis for Decision Making, BBA
2019–2021 Research Methods, BBA; Thesis in Finance and Real Estate, BBA
2015–2018 Econometrics; Advanced Quantitative Methods; Economic Principles, Teaching Assistant, PhD
Columbia University
2010 Actuarial Methods, Teaching Assistant, MSc Actuarial Science
AWARDS
Excellence in Teaching Award for Tenure-track Faculty, voted by University of Miami final-year undergraduates, 2026
Provost's Research Award, University of Miami, 2026
Top Cited Article in Real Estate Economics, WILEY, 2025
Research for Sustainability Impact Award, IE University, 2024
Edwin Mills Best Paper Award, AREUEA, 2023
Funding for Junior Faculty, Vice Provost for Research and Scholarship, University of Miami, 2023
Invited to AFFECT mentoring workshop at the AFA Meetings, 2023
Research Grant Fundación Mutualidad Abogacía, Family Savings Observatory, 2020–2021
Travel Grant, American Finance Association, 2020
Teaching Excellence Awards, IE University, 2019–2022
Research Grant, ING Think Forward Initiative, 2019–2021
Invited Ph.D. Student, European Finance Association, 2018
Ph.D. Grant, Cyprus State Scholarship Foundation, 2017–2019
Ph.D. Scholarship, IE Business School, 2016–2020
Fulbright Scholarship, 2008–2010
Fulbright-Universal Life Insurance Scholar Award, 2008
Third Prize International Mathematics Competition for University Students, Bulgaria, 2005
Gold and Silver Medals Cyprus National Mathematics Competitions, 2000–2003
Member of Cyprus National Team at Junior Balkan Mathematical Olympiad, 2000
CONFERENCE PROGRAM COMMITTEE
2025 Boca Finance and Real Estate Conference
2024 Boca Finance and Real Estate Conference
2024 AREUEA International Conference in Curaçao
2023 AREUEA International Conference in Cambridge
SESSION CHAIR
2025 AREUEA International Conference in Barcelona
DISCUSSIONS
2024 FMARC, Boca Finance and Real Estate Conference
2023 AREUEA National (2 papers), FMARC
2019 AREUEA International at Bocconi, Spanish Finance Association at Carlos III
2018 Urban Economics Association at Columbia University
OTHER EMPLOYMENT
2010–2014 Willis Towers Watson, Retirement Practice, Actuary, London and Lisbon
2010 KPMG, Financial Risk Management, Intern, Nicosia, Cyprus
OTHER DOCTORAL TRAINING
2020 NYU, Empirical Household Finance, with Theresa Kuchler and Johannes Stroebel
2019 CEMFI, Causal Inference in Corporate Finance, with Jose Maria Liberti
2018 EFA Doctoral Workshop on Household Finance, with J. Vavra, T. Kuchler and J. Stroebel
UChicago, Machine Learning and Finance, with Bryan T. Kelly and Dacheng Xiu
ULouvain, Big Data in Finance and Economics, with Giorgio Primiceri and Domenico Giannone
SERVICE AT THE UNIVERSITY OF MIAMI
Member of the Finance department hiring committee, 2024–2025
Reviewer for the Provost’s Research Awards, 2024
Finance department seminar and brownbag series co-organizer, 2023–2024, 2025–2026
Undergraduate Research Program mentor: Mentee (Kylee Edwards) was awarded the Cutler scholarship, a selective scholarship awarded to three students in the business school for their research through this program, 2023–2024
PhD COMMITTEE
2026 Jiaqi Wang, Department of Economics, University of Miami
MEDIA
“Untangled: The corporate landlord next door” radio interview for All Sides with Anna Staver, 2024.
“Una de Cada tres Familias Llegó a la Pandemia con Menos de 2.200 Euros Ahorrados” Spanish media mention with Laura Núñez-Letamendia. EL PAÍS, 2020.
“Mortgage Markets Taken by Storm” with Pedro Gete and Susan M. Wachter. IE Insights, 2020.
“Are Older Households Turning into the Landlords of the Youth?” with Pedro Gete. ING Think Forward Initiative, 2020.
“When Homeownership and Housing Prices are No Longer in Sync” with Pedro Gete. ING Think Forward Initiative, 2019.
PROGRAMMING AND SOFTWARE
R, Stata, Matlab, SAS, EViews, SPSS, Fortran, C, C++
PROFESSIONAL DESIGNATIONS
Fellow in the Society of Actuaries (FSA), Chartered Enterprise Risk Analyst (CERA)
LANGUAGES
English (fluent), Spanish (advanced), Greek (native)