PPF for 25 Years

PPF Account is a retirement account designed to meet the requirement of the people who want to secure their future by saving today. The account is guaranteed by the central government and therefore, it is one of the most reliable account to invest your money. PPF Account has a minimum cap of 15 years but can be extended up to 30 years. Extended the period will make your money almost double which is why most of the people invest their money in the PPF Account as a retirement tool. One of the reason being the high interest rate provided. PPF Account is one of the highest interest providing account in India. In this article, we will discuss the maturity amount, interest earned and much more by PPF calculator for 25 years.

PPF Calculation for 25 years

Yearly Deposit

Before starting the calculator there are few assumptions that has to be made in order to make the calculation error free and those are as follows-

  • The amount that has to be deposited in the account is RS. 75,000/- for 25 years before the beginning of the financial year.
  • The interest earned for PPF Account is 8% Per annum.
  • There is no loan, premature withdrawals made in the tenure.

Conclusion

As you can clearly see that the interest earned on the PPF Account is almost doubled when paid monthly but it increased 5 times when paid on yearly bases. This is due to the fact that the interest earned on the PPF Account is calculated on monthly bases compoundly. Therefore, it is always profitable to deposit your money on the beginning of the financial year. If you decide to deposit the amount on every month then you should do it before the beginning of every month.

Source- ASK Bank IFSC Code