What is Ar-Rahnu?
What is Ar-Rahnu?
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Ar-Rahnu is an Islamic pawn-broking service that provides quick and Shariah-compliant financing using gold as collateral. It's designed to help individuals meet their financial needs without engaging in interest-based transactions, ensuring the process aligns with Islamic principles.
With Ar-Rahnu, you can:
Access Immediate Funds: Receive financing up to a percentage of your gold's value (usually up to 70%).
Secure your gold: Your gold is safely stored in Emira Bank's vaults throughout the financing period.
Redeem your gold anytime: once the financing and agreed fees are repaid, your gold is returned to you.
Why choose Ar-Rahnu?
Why choose Ar-Rahnu?
Shariah-compliant : Fully adheres to Islamic financial principles
Transparent process : No hidden fees or complicated terms
Safe and secure : Your gold is stored with the highest level of security
Flexible Financing : Easy repayment terms tailored to your needs.
How to apply for Ar-Rahnu at Emira Bank?
How to apply for Ar-Rahnu at Emira Bank?
Prepare your gold
Visit your nearest Emira Bank branch with your gold ( jewelry, coins, bars)
Gold Assessment
Our experts will weigh and check the purity of you gold to determine its value
Approval and agreement
You'll be offered a financing amount
Review and sign the agreement, which includes repayment terms and fees
Receiving Financing
Get your approved financing amount on the spot
Redeem your gold
Repay the financing amount and agreed fees to retrieve you gold.
" Your Treasure, Your Trust - Unlock Value with Ar-Rahnu " - Emira Bank
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