Aqua Finance

Dealer Financing

Aqua Finance, also known as Aqua, has provided fast and flexible financing solutions to dealers across the United States for over 35 years. Aqua offers consumer financing for water treatment systems, home improvement projects, HVAC, pools and spas, and recreational, marine, and Powersports products. Aqua’s mission is to simplify the financing process, enabling dealers to close more sales and assist customers, driving business growth and success.

Building Strong Partnerships: Aqua’s Approach to Dealer Success

Founded in 1986 in Wisconsin, Aqua Finance was created with a straightforward mission: to make financing accessible. Over the years, Aqua has expanded its operations, partnering with dealers in all 50 states. Aqua’s portfolio has grown to over $2.8 billion, supporting over 365,000 active customers. Aqua’s dealer-first approach has been key to its success, offering flexible and comprehensive financing programs that help dealers thrive.

Aqua sets itself apart by offering a holistic approach to evaluating financing applications. Aqua works closely with dealers to ensure they can provide financing solutions to a broader range of customers, helping them close more sales and increase business.

Customized Financing Solutions for Various Industries

Aqua Finance serves dealers in various industries, offering tailored financing programs that meet the specific needs of each market. Whether for water treatment, home improvements, or recreational vehicles, Aqua ensures dealers have the tools to close more sales and provide exceptional customer service.

Water Treatment Financing

Aqua enables water treatment dealers to finance systems such as filtration, softeners, and whole-home solutions. Aqua’s affordable financing options make these essential systems more accessible to homeowners who might otherwise delay investing in them.

Home Improvement Financing

Aqua helps contractors offer financing for home improvement projects like roofing, windows, and concrete work. With Aqua’s financing solutions, homeowners can afford necessary renovations without draining their savings, while contractors can secure more significant projects and close more sales.

HVAC Financing

Aqua provides HVAC dealers with financing options to offer affordable payment plans for system replacements. Aqua’s fast approval process and flexible monthly payments help dealers close sales quickly, especially when customers face urgent needs due to system failures.

Recreation, Marine, and Powersports Financing

Aqua helps dealers offer financing for high-ticket items such as boats, trailers, ATVs, and RVs. Aqua’s programs make it easier for customers to afford these big-ticket recreational products by offering manageable monthly payments, helping dealers close more sales and maintain business growth year-round.

Why Aqua Finance is the Top Choice for Dealers

Aqua Finance stands out in the market for its dedication to supporting dealers and providing flexible financing options. Here are some key reasons why dealers choose Aqua:

• Quick Credit Approvals: Aqua provides fast credit decisions in less than 60 seconds, allowing dealers to proceed with sales while customers remain present. This quick turnaround helps dealers keep their sales process efficient and ensures customer satisfaction.

• Flexible Payment Options: Aqua offers fixed monthly payments with no prepayment penalties, allowing customers to manage their costs while helping dealers close more significant deals.

• Streamlined Application Process: Aqua’s efficient and straightforward application process, available through the Dealer Portal or AppOne system, reduces paperwork and saves dealers time. This enables dealers to focus on closing sales and serving their customers.

• Direct Electronic Funding: Aqua handles the funding process electronically, providing dealers with direct deposits into their business accounts once the necessary documents are signed. This eliminates delays and streamlines the transaction.

• Full Spectrum Financing: Aqua serves customers across all credit profiles, making it easier for dealers to offer financing to a wide range of customers. This reduces the need to work with multiple lenders and simplifies the financing process.

• Ongoing Dealer Support: Aqua offers continuous support to dealers through training, resources, and expert assistance, ensuring that dealers can maximize the effectiveness of their financing programs.

• Industry-Specific Expertise: Aqua has in-depth knowledge of the industries it serves, allowing the company to offer financing solutions tailored to each market's unique needs.

Efficient Financing: How Aqua Finance Works

Aqua Finance has designed a streamlined and efficient financing process that allows dealers to secure approvals and funding quickly, keeping the sales momentum strong:

1. Dealers submit customer applications through Aqua’s secure Dealer Portal.

2. Credit decisions are made instantly, allowing dealers to move forward with sales.

3. Documentation is completed electronically, reducing paperwork and improving efficiency.

4. Signed documents are submitted for review.

5. Aqua provides direct funding to the dealer’s business account, ensuring fast access to capital.

Aqua’s Milestones: Progress and Success Over the Years

Aqua Finance has reached several significant milestones throughout its history, demonstrating its continued growth and commitment to supporting dealers:

• 1986: Aqua Finance was founded in Wisconsin.

• 2003: Aqua entered the HVAC market.

• 2005: Aqua surpassed 100,000 active customers.

• 2011: Aqua expanded into home improvement and marine industries.

• 2013: Aqua began serving dealers in all 50 states.

• 2014: Aqua added pools and spas to its portfolio.

• 2016: Aqua integrated with AppOne to streamline operations.

• 2017: Aqua’s portfolio reached $1 billion.

• 2019: Aqua’s portfolio grew to $2 billion.

• 2021: Aqua formed strategic partnerships with Athene and Apollo.

• 2022: Aqua’s portfolio surpassed $2.8 billion, serving over 365,000 active customers.

These milestones reflect Aqua’s ongoing success and dedication to delivering excellent financing solutions to dealers nationwide.

Aqua Finance’s Future: Innovating to Support Dealer Growth

Looking ahead, Aqua Finance is focused on continuing to support its dealer network by providing the best possible financing solutions. Aqua is committed to expanding its offerings, improving technology, and providing dealers with the tools they need to succeed in a competitive marketplace. With a focus on innovation and continuous improvement, Aqua Finance will remain a trusted dealer partner for years.

Aqua Finance offers a comprehensive suite of fast, flexible, and efficient financing solutions to help dealers close more sales and grow their businesses. With a simple application process, quick credit decisions, and various tailored financing options, Aqua helps dealers provide exceptional customer service while achieving their business goals. Whether in water treatment, home improvement, HVAC, or recreation, Aqua Finance is committed to being a reliable partner that supports your business’s success. Discover the Aqua difference today and see how Aqua can help you grow your business.