Privacy Policy
Privacy Policy
The Mobile App is provided by Antyoday Multistate Cooperative Credit Society Ltd. This Privacy Policy explains how we collect, use, store, and protect your information. We recommend that you read this policy carefully. By accessing or using our services, you agree to the collection and use of your data in accordance with this Privacy Policy.
Personal Data
Personal Data refers to any information that can directly or indirectly identify an individual. This includes details provided during registration such as your name, mobile number, email address, and contact information.
Profile Photo/Image
This refers to images uploaded by users to personalize their profiles. These are collected with user consent and securely stored on our servers.
Anonymous Information
Anonymous information refers to data that cannot be used to identify an individual. This may include browser type, IP address, device information, and aggregated or de-identified data.
Location Information
Location data may be collected through your device when required for location-based services, such as finding nearby ATMs.
We implement strong security measures to protect your data:
All sensitive data is encrypted during transmission using secure protocols (e.g., HTTPS).
Login PINs and transaction PINs are securely stored in encrypted form.
Personal information is protected and not exposed to unauthorized access.
Users see only personalized, account-specific information generated securely.
We use your information to:
Provide and manage the services requested by you
Enable secure account access and transactions
Personalize your experience within the app
Improve our products and services
Send important notifications, updates, and service-related communication
We retain your Personal Data only as long as necessary to:
Provide services and maintain your account
Comply with legal and regulatory obligations
Resolve disputes and enforce agreements
Prevent fraud and enhance security
When data is no longer required, it is securely deleted or anonymized.
Our app may use third-party services such as payment gateways, analytics tools, and authentication providers.
These services operate under their own privacy policies and terms.
We do not control or take responsibility for third-party services.
Any interaction or data sharing with such services is at your own risk.
We may add, modify, or remove third-party services at any time without prior notice.
The app may request the following permissions:
Location Access – To help locate nearby ATMs
Internet & Network State – To enable online banking services
Camera Access – To scan QR codes for payments
Storage Access – To download and store PDF statements
Notifications – To send transaction alerts and updates (optional)
Users register using their mobile number and required personal details. Identity verification is conducted securely to ensure account safety and compliance with regulatory requirements.
The app supports services such as fund transfers, bill payments, recharges, and insurance payments. All transactions are processed securely using industry-standard protocols to protect your financial data.
We use Firebase services to send app update notifications. Firebase processes data securely in accordance with its own privacy standards.
We are committed to safeguarding your data by:
Using strong encryption and secure systems
Preventing unauthorized access or data breaches
Ensuring secure communication between the app and servers
Sensitive user data is never publicly exposed.
Our services are not intended for individuals under the age of 13. We do not knowingly collect personal data from children. If such data is identified, it will be deleted promptly.
We may update this Privacy Policy from time to time. Updates will be reflected with a revised date. We encourage users to review this policy periodically.
By using this app, you agree to this Privacy Policy. If you do not agree, please do not use the app. Continued use after updates implies acceptance of the revised policy.
If you have any questions or concerns regarding this Privacy Policy, please contact us at:
Email: antyodaymultistate@gmail.com