Money Back Plans are unique insurance policies that offer periodic payouts to the policyholder during the policy term, along with providing life insurance coverage. These plans are designed to ensure that you receive a portion of the sum assured at regular intervals, providing liquidity for various financial needs while still offering a financial safety net to your loved ones in the event of your demise. Money Back Plans are suitable for those who want to strike a balance between insurance protection and the ability to access funds at specific intervals. They provide financial security and liquidity, making them a popular choice for long-term financial planning.
Top Money Back Plans
LIC's Bima Ratna Plan is a non-linked, non-participating, individual life insurance policy that offers a comprehensive blend of financial protection and savings. This plan provides a guaranteed maturity benefit, ensuring your financial goals are met while also offering valuable life coverage during the policy term. Bima Ratna comes with flexibility in premium payment modes, offering convenience to policyholders. It is designed to cater to various financial needs, making it a prudent choice for individuals seeking both insurance coverage and a reliable means of savings. LIC's Bima Ratna Plan is an ideal way to secure your family's future while building a financial asset for yourself.
LIC's Bima Shree Plan is a prestigious, non-linked, non-participating individual life insurance policy that combines robust financial protection with significant savings. This plan offers a guaranteed maturity benefit, ensuring that your financial objectives are met, while also providing substantial life coverage during the policy term. Bima Shree is tailored for high net worth individuals and comes with flexible premium payment options to suit your financial preferences. It is designed to cater to diverse financial needs, making it a prudent choice for those seeking both comprehensive insurance coverage and an attractive avenue for wealth accumulation. LIC's Bima Shree Plan is a symbol of financial excellence and security.
LIC's Dhan Rekha Plan is a unique life insurance policy that provides financial security and savings benefits. This non-linked, non-participating plan offers a guaranteed maturity benefit, ensuring your financial goals are met while also providing valuable life coverage during the policy term. Dhan Rekha comes with a limited premium payment term and flexible policy options, making it convenient for policyholders. It is designed to cater to various financial needs, making it a prudent choice for individuals seeking both insurance coverage and a reliable means of savings. LIC's Dhan Rekha Plan is an excellent way to secure your family's future while building a financial asset for yourself.
LIC's New Bima Bachat Plan is a non-linked, non-participating, savings-oriented insurance policy that combines financial protection with guaranteed returns. This plan offers a lump-sum maturity benefit along with periodic survival benefits, providing both financial security and liquidity for your needs. The unique feature of this plan is its premium refund at maturity, making it an attractive option for risk-averse individuals. It also includes a life insurance component, ensuring your family's financial well-being in case of an unfortunate event. With flexible premium payment options and policy terms, LIC's New Bima Bachat Plan is a prudent choice for those seeking a secure and rewarding savings-cum-insurance solution.
LIC's Jeevan Umang Plan is a unique and comprehensive life insurance policy that offers both protection and regular income benefits. This non-linked, with-profit, whole life assurance plan provides financial security and a steady stream of income throughout your lifetime. It offers a lump sum payout on maturity and continues to provide annual survival benefits after the premium payment term ends. Jeevan Umang also includes a life insurance component, ensuring financial protection for your family. With the flexibility to choose premium payment terms and several optional riders, it's an ideal choice for individuals looking to secure their loved ones' future while enjoying the dual benefits of insurance and regular income.