Privacy Policy for AllCalcy - Smart Finance Calculator

Last Updated: April 28, 2026

Thank you for choosing to be part of our community at AllCalcy - Smart Finance Calculator ("we", "us", or "our"). We are committed to protecting your personal information and your right to privacy.

This Privacy Policy explains how we collect, use, and share information when you use our mobile application ("App").

1. Data Collection and Local Storage

We have built AllCalcy with your privacy as our primary concern.

• 100% Offline Core Functionality: The core functionality of the App (calculating EMIs, SIPs, FDs, RDs, GST, etc.) works entirely offline.

• Local Storage Only: Any calculation history, preferences, or settings you save within the App are stored strictly locally on your device.

• No Third-Party Servers: We do not transmit, upload, or store your financial data, calculation history, or personal information on any external or third-party servers. Your data stays entirely in your hands and on your device.

2. Information Collected by Third Parties

While we do not collect personal data on our servers, our App uses third-party services that may collect information used to identify you, primarily for the purpose of serving advertisements.

Google AdMob We use Google AdMob to display advertisements within the App. AdMob may use advertising IDs (such as the Android Advertising ID) and cookies to serve personalized ads based on your interests and past interactions.

• You can learn more about how Google handles data in its advertising products by visiting the Google Privacy & Terms site.

• You can opt out of personalized advertising by visiting Google's Ads Settings.

3. Permissions We Request

To provide specific functionalities, the App may request certain device permissions:

• Storage/Media: Requested solely if you choose to generate and export your calculation results as a PDF file to your device. We do not use this permission to access any other files on your device.

• Network Access: Used strictly to load advertisements via Google AdMob.

4. Children's Privacy

These Services do not address anyone under the age of 13. We do not knowingly collect personally identifiable information from children under 13. If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact us so that we will be able to take necessary actions.

5. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. Thus, you are advised to review this page periodically for any changes. We will notify you of any changes by posting the new Privacy Policy on this page. These changes are effective immediately after they are posted.

6. Contact Us

If you have any questions or suggestions about our Privacy Policy, do not hesitate to contact us at:luxsvarainfo@gmail.com