In these Terms of Service:

• You, the client, are referred to as the "Client".

• Alex J. Nares is referred to as the "Servicer".

(1) Deposit:

Client may transfer (“deposit”) any amount of funds into the care of the Servicer. Client may, at their discretion, make additional deposits, in any amount, at any later time. Deposits should be made using a method in which a third-party does not charge the Servicer a transfer fee. If the Servicer is charged a transfer fee by a third-party, the fee is deducted from the Client's deposit.

(2) Account Maintenance:

Servicer shall maintain a record (an "account") of Client's funds being held. This record will include all deposits made, interest earned, withdrawals, and the total balance in the account. Client shall have access to view their account 24/7.

(3) Interest Payment:

Every day at 12:01am, Servicer shall make daily interest payments to Client's account based on the total balance in their account. The interest rate shall be 7% annually. Each day, the exact formula to calculate daily interest payment is:

• [7% of current Account Balance] divided by 365.

(4) Withdrawal:

Client may, at their discretion, withdraw any or all of the funds held in their account at any time by providing a written request to the Servicer. Upon receiving such a request, Servicer shall promptly transfer the requested funds to Client's designated delivery point (the default delivery point will be the same means used to deposit funds, unless changed). Servicer shall transfer funds using a method in which a third-party does not charge the Client a transfer fee.

(5) Account Statements:

In lieu of regular financial statements, Servicer shall provide Client with an internet link to the Client's account page, which will itemize all transactions including deposits, interest, withdrawals, and account balance.

(6) Duration of Agreement:

This Agreement shall remain in effect until terminated by either party with written notice to the other party. When Termination occurs, Servicer shall return all funds held to Client, including all interest payments.

(7) Governing Law:

This Agreement shall be governed by and construed in accordance with the laws of the United States of America.

(8) Confidentiality:

Servicer shall keep all financial information in the Client's account confidential.

(9) Reasonable Timeframes

Daily interest payments are added to Client's account using automated means, while deposits and withdrawals must be updated manually by the Servicer. After each deposit or withdrawal request, Servicer shall attempt to promptly update the status of Client's account. Client shall allow the Servicer a reasonable timeframe to respond to deposits and withdrawal requests. If there appears to be no activity by the Servicer after 3 days of a deposit or withdrawal request, Client should make a good-faith attempt to contact the Servicer to verify that they received their deposit or withdrawal request.

(1) Contract Offer and Purchase

Servicer will offer Client 1 or more Contracts available for purchase. Client may purchase any or all Contracts on offer.

Client pays the Contract Cost specified on the Contract via PayPal, Venmo, Zelle, or other payment service. Payment should be made using a method in which a third-party does not charge the Servicer a transfer fee. If the Servicer is charged a transfer fee by a third-party, the fee is deducted from the Client's first earnings payment.

(2) Payment

Servicer will send earnings payments to Client on or before every Sunday. At least 6 days must pass after a new Contract purchase before the first earnings payment. Earnings payment amount varies as specified on the terms for the individual Contract. Client may have multiple Contracts running simultaneously; each Contract will pay the Client concurrently.

(3) Maximum Return

Each Contract has a "Maximum Return" specified on the Contract. Client will receive payments for a Contract until the Contract's Maximum Return has been reached. When the Maximum Return is reached, the Contract is considered "completed".