Privacy Policy

AI Finance Coach
Effective Date: March 2026

AI Finance Coach ("we", "our", or "the app") respects your privacy. This Privacy Policy explains how we handle information when you use our mobile application.

1. Information We Collect

✅ Personal Information

We do not collect personal information such as:

• Name
  
  

• Email address
  
  

• Phone number
  
  

• Government ID
  
  

• Banking credentials
  
  

✅ Financial Data

All financial information you enter (income, expenses, goals, budgets) is stored locally on your device only using secure offline storage (Hive database).

We do not upload, transmit, or store your financial data on external servers.

2. How We Use Information

The app uses your entered data solely to:

• Display budgeting summaries
  
  

• Track expenses and income
  
  

• Calculate savings goals
  
  

• Provide financial insights
  
  

All processing happens locally on your device.

3. Data Sharing

We do not:

• Sell user data
  
  

• Share financial data with third parties
  
  

• Transmit financial data to remote servers
  
  

Your data remains under your control.

4. Data Security

We implement secure local storage mechanisms. However, you are responsible for:

• Securing your device
  
  

• Enabling device lock protection
  
  

• Keeping your device software updated
  
  

5. Children's Privacy

AI Finance Coach is not directed at children under 13 years of age.
We do not knowingly collect personal information from children.

6. Third-Party Services

The app does not use:

• Analytics tracking
  
  

• Advertising SDKs
  
  

• Cloud databases
  
  

If future versions include third-party services, this policy will be updated accordingly.

7. Data Deletion

You may delete your data at any time by:

• Clearing app data in device settings
  
  

• Uninstalling the app
  
  

Uninstalling the app permanently removes all stored financial data from your device.

8. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Updates will be reflected by revising the effective date above.