**Privacy Policy – Loan EMI Calculator AI Planner**
**Effective Date:** 19-04-2026
1. Introduction
Loan EMI Calculator AI Planner ("we", "our", or "us") respects your privacy. This Privacy Policy explains how we handle user information when you use our mobile application.
2. Information We Collect
a) Personal Information
We do NOT collect any personally identifiable information such as:
* Name
* Email address
* Phone number
- b) Financial Input Data
The app allows users to enter:
* Loan Amount
* Interest Rate
* Tenure
This data is:
* Used only for EMI calculations
* Processed locally on your device
* NOT stored on our servers
* NOT shared with us or any third party
c) Automatically Collected Data
We may collect certain non-personal information automatically through third-party services, such as:
* Device information (device model, OS version, device ID)
* App usage data (interactions, screens viewed)
* Crash logs and diagnostics
3. AI Feature Disclaimer
The AI feature in this app:
* Provides general financial guidance
* Does NOT provide professional financial advice
* May generate approximate or informational responses
Users should consult a qualified financial advisor before making decisions.
4. Third-Party Services
Our app uses third-party services that may collect and process data:
* **Google AdMob** (for displaying ads)
* **Firebase Analytics** (for usage analysis)
* **Firebase Crashlytics** (for crash reporting)
These services may collect device-related data and use cookies or similar technologies.
5. Data Sharing
We do NOT sell your personal data.
However, non-personal data (such as device identifiers, usage data, and diagnostics) **may be shared with third-party services like Google AdMob and Firebase** to:
* Provide analytics
* Improve app performance
* Deliver advertisements
6. Data Security
We take reasonable measures to protect user data.
All data transmitted through the app is encrypted using secure protocols (HTTPS).
7. Children's Privacy
This app is not intended for children under the age of 13.
We do not knowingly collect personal data from children.
8. User Data Control
Since the app does not provide account creation:
* Users cannot directly request data deletion
* No personal data is stored by us 9. Changes to This Policy
We may update this Privacy Policy from time to time.
Users are advised to review this page periodically.
10. Contact Us
If you have any questions about this Privacy Policy, contact us at:
📧 [miraldhameliya3@gmail.com](mailto:miraldhameliya3@gmail.com)