Personal Loan in Delhi NCR
Personal Loan can be used for any immediate Financial Needs like Children's Education, Medical Emergencies, Wedding Expenses, Home Renovation, Starting a Business or even for closing any other Financial Liabilities. The features of our Personal Loans are “No pre-payment and foreclosure charges”, “loan amount starting from Rs. 50,000 to Rs. 15,00,000”, “flexible repayment tenure”.
Personal Loans are flexible with minimal documentation, has fast approval mechanism and are open for all those who have a secured/regular income, irrespective of the purpose of application.
Personal Loan, as the name signifies, is funds give to individuals for personal purpose, without any restrictive conditions. Sometimes you just need some extra money.
Adiloans is a RBI recognized Non Banking Financial Company that provides different loans for promoting the sales & business of and individual.
Purpose of Personal Loan:-
Marriage, Holiday, Medical, education, pay off higher loan of credit cards etc.
Buying Consumer Durables like TV, Fridge
House extension, Repairs.
Who is eligible for Personal Loan?:-
Salaried Employees
Salaried Director of Company holding less than 10% shareholdings
Self Employed Professionals
Characteristics of Personal Loan are:-
Personal Loan is given as a certain percentage of the Net Earning [For salaried: - Net Salary credited to bank; and for professional: - Certain Percentage of Receipts]
Finance from Rs. 1 Lacs to Rs.75 Lacs is provided.
It is calculated on EMI [Equated Monthly Installment] paying capacity of the borrower. In general, a person is assumed to be eligible to pay EMI up to 70% of NTH Salary.
Nil Foreclosure Charges in Personal Loan:-
Many People have a question in their mind that what is Foreclosure Charges, Nil Foreclosure Charges, Nil Pre Closure Charges personal loan, No Prepayment Charges Facility, Zero Prepayment Fees in Personal loan, Zero Foreclosure charges on Personal loan.
Let’s discuss about Foreclosure facility on in personal loan, the term Loan foreclosure means that when a person do the full repayment of the remaining loan amount in one single & final payment instead of paying it back in multiple EMIs.
Some banks don't allow foreclosure of the loan as they won’t get the interest from the borrower and some banks allow foreclosure of the loan but they charge a certain amount from borrower. While taking a Personal Loan try to see if there is zero foreclosure charges or nil foreclosure charges facility available for borrowers. This can save your money which you were going to pay to the bank.
Personal Loan Prepayment or Foreclosure: No one wants to keep paying interest on their loan when they have enough money available to close the loan. By taking personal loan through us, you can get thee advantage of NIL Foreclosure or Zero Prepayment charges. So why are you waiting and thinking so much about it take a loan, fulfill your requirement of money and whenever you have enough money that can close the loan then you can freely prepay your loan with giving any charges or fees for it.