This Terms and Conditions of Use ("Terms") govern your use of the blog at eldwinmarfil.blogspot.com ("Blog"). By accessing or using the Blog, you agree to be bound by these Terms. If you do not agree to these Terms, you must not use the Blog. 

The Blog and all content, including text, images, and other materials, are owned by Eldwin Marfil ("Owner"). The Owner retains all intellectual property rights in the Blog and its content.

• Permitted Use: You are permitted to view, download, and print the content of the Blog for personal, non-commercial use only.

• Prohibited Use: You are not permitted to use the Blog for commercial purposes, to reproduce, modify, or distribute the content, or to use the Blog in any way that is illegal or harmful. 

• Submission: By submitting any content to the Blog, you grant the Owner a non-exclusive, royalty-free, perpetual, and worldwide license to use, reproduce, modify, and distribute such content.

• Responsibility: You are responsible for ensuring that any content you submit does not infringe on the intellectual property rights of others. 

• Limitation of Liability: The Owner is not liable for any damages or losses arising from your use of the Blog.

• Indemnification: You agree to indemnify and hold the Owner harmless from any claims, damages, or losses arising from your use of the Blog. 

The Owner reserves the right to modify these Terms at any time without notice. Your continued use of the Blog after any changes are made will be considered acceptance of the modified Terms. 

These Terms are governed by and construed in accordance with the laws of The Republic of the Philippines. Any disputes arising from these Terms will be resolved through mediation. 

If you have any questions or concerns about these Terms, please contact the Owner at eldwinmarfil@gmail.com.

These Terms are effective as of December 1, 2011 and will remain in effect until terminated by the Owner.