Step-by-Step Guide to Activate Your UCard
activate.uhc.com is UnitedHealthcare’s official portal for activating your UCard or My-UHC member account. Whether you’ve received a physical UCard or plan to manage your insurance online, this portal guides users through enabling full access to their benefits.
After activation, your UCard can be used at:
Pharmacies: Walgreens, CVS, Rite Aid, Walmart
Grocery retailers: Eligible plans may cover food purchases
Utility payments: If allowed in your plan
Gyms & Wellness Centers: Access programs like Renew Active
Check your plan summary on MyUHC to verify what's covered.
Navigate to activate.uhc.com
Enter required info:
16-digit UCard number
Date of birth (and ZIP code or last 4 of SSN if prompted)
Log in to or create a My-UHC account
Complete activation—usually takes under 2 minutes—then receive a confirmation.
Scan the QR code included in your UCard mailing
Follow the mobile steps in the UnitedHealthcare app to finish activation
Use your UCard as insurance at medical visits, pharmacies, and for eligible purchases (OTC, healthy food, utilities, etc.)
Track balances for OTC, rewards, and benefit funds via portal/app
Access features like telehealth, in-network provider search, claim details, and ID cards through MyUHC or app
Activating your UCard at activate.uhc.com is the first step to unlocking your full UnitedHealthcare experience. Don’t wait — it takes just a few minutes, and gives you access to everything from medical care and prescriptions to wellness rewards and discounts.
Card not working after activation?
Wait 1–2 hours after activating
Check if your browser is up to date
Make sure you entered the correct UCard and DOB
Need to reset your UHC login?
Visit www.myuhc.com
Use “Forgot username/password” tools
Lost card?
Call UHC support to order a new one and deactivate the old
Q: How long does it take to activate the UCard?
A: Usually under 2 minutes through the website or app.
Q: How long does it take to activate the UCard?
A: Usually under 2 minutes through the website or app.
Q: Is activate.uhc.com secure?
A: Yes, it's the official UnitedHealthcare activation portal protected with SSL encryption.
Q: Do I need to activate a replacement card?
A: Yes. Every new or replacement card must be activated individually.