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Activate.uhc.com is the official UnitedHealthcare activation portal that allows members to securely activate different types of UHC benefit cards. Each card is designed for specific healthcare and lifestyle benefits. Understanding your card type helps you unlock the right benefits quickly and avoid activation issues.
UnitedHealthcare UCard
UnitedHealthcare UCard
The UnitedHealthcare UCard is an all in one benefits card offered to eligible Medicare Advantage members. Once activated on activate.uhc.com, this single card can replace multiple cards and give you access to various health related benefits.
Key Benefits of the UHC UCard
Key Benefits of the UHC UCard
OTC (Over the Counter) health items
Healthy food purchases (eligible plans)
Utility bill payments
Pharmacy and medical expenses
Rewards and wellness benefits
Who Should Activate This Card?
Who Should Activate This Card?
Members enrolled in UnitedHealthcare Medicare Advantage or Dual Special Needs (D-SNP) plans commonly receive the UHC UCard.
OTC Card (Over-the-Counter Card)
OTC Card (Over-the-Counter Card)
The OTC Card is specifically designed to help members pay for eligible over the counter healthcare products. You must activate this card through Activate.uhc.com before using it in stores or online.
What You Can Buy with the OTC Card
What You Can Buy with the OTC Card
Pain relievers and cold medicines
First aid supplies
Vitamins and supplements
Diabetes testing supplies
Personal care and hygiene items
Where the OTC Card Works
Where the OTC Card Works
Participating retail stores
Approved pharmacies
Online OTC catalogs (plan based)
Healthy Benefits Card
Healthy Benefits Card
The Healthy Benefits Card helps eligible members afford nutritious food and wellness essentials. After activation on Activate.uhc.com, the card can be used at approved grocery stores and online platforms.
Healthy Benefits Card Covers
Healthy Benefits Card Covers
Fruits and vegetables
Dairy and whole grains
Meat and seafood (approved items)
Wellness essentials (plan dependent)
Ideal for Members Who
Ideal for Members Who
Have food allowance benefits
Are enrolled in select Medicare Advantage plans
Receive monthly or quarterly food credits
Dual Complete UCard
Dual Complete UCard
The Dual Complete UCard is designed for members who qualify for both Medicare and Medicaid. After activating the card at Activate.uhc.com, members can access expanded benefits beyond standard healthcare coverage.
Dual Complete UCard Benefits
Dual Complete UCard Benefits
OTC health items
Healthy food credits
Utility bill assistance
Transportation support (plan specific)
Pharmacy and medical expense coverage
Why This Card Is Important
Why This Card Is Important
It combines multiple benefits into one easy to use card, reducing confusion and improving access to essential services.
Why Activating Your UHC Card Is Important
Why Activating Your UHC Card Is Important
Activating your card on Activate.uhc.com ensures:
Your benefits are available immediately
Transactions are approved without delays
Your card is protected against unauthorized use
Without activation, your UHC card will not work at stores, pharmacies, or online platforms.
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