Activate your UHC Card Now
Activate.uhc.com is the official UnitedHealthcare activation portal that allows members to securely activate different types of UHC benefit cards. Each card is designed for specific healthcare and lifestyle benefits. Understanding your card type helps you unlock the right benefits quickly and avoid activation issues.
UnitedHealthcare UCard – Activate on Activate.uhc.com
The UnitedHealthcare UCard is an all in one benefits card offered to eligible Medicare Advantage members. Once activated on Activate.uhc.com, this single card can replace multiple cards and give you access to various health related benefits.
OTC (Over the Counter) health items
Healthy food purchases (eligible plans)
Utility bill payments
Pharmacy and medical expenses
Rewards and wellness benefits
Members enrolled in UnitedHealthcare Medicare Advantage or Dual Special Needs (D-SNP) plans commonly receive the UHC UCard.
OTC Card (Over-the-Counter) Activation on Activate.uhc.com
The OTC Card is specifically designed to help members pay for eligible over the counter healthcare products. You must activate this card through Activate.uhc.com before using it in stores or online.
Pain relievers and cold medicines
First aid supplies
Vitamins and supplements
Diabetes testing supplies
Personal care and hygiene items
Participating retail stores
Approved pharmacies
Online OTC catalogs (plan based)
After completing UHC card activation on Activate.uhc.com, members can start using benefits immediately.
The Healthy Benefits Card helps eligible members afford nutritious food and wellness essentials. After activation on Activate.uhc.com, the card can be used at approved grocery stores and online platforms.
Fruits and vegetables
Dairy and whole grains
Meat and seafood (approved items)
Wellness essentials (plan dependent)
Have food allowance benefits
Are enrolled in select Medicare Advantage plans
Receive monthly or quarterly food credits
The Dual Complete UCard is designed for members who qualify for both Medicare and Medicaid. After activating the card at Activate.uhc.com, members can access expanded benefits beyond standard healthcare coverage.
OTC health items
Healthy food credits
Utility bill assistance
Transportation support (plan specific)
Pharmacy and medical expense coverage
It combines multiple benefits into one easy to use card, reducing confusion and improving access to essential services.
Activating your card on Activate.uhc.com ensures:
Your benefits are available immediately
Transactions are approved without delays
Your card is protected against unauthorized use
Without activation, your UHC card will not work at stores, pharmacies, or online platforms.
Yes. Activate.uhc.com supports activation for most UHC benefit cards, including the UHC UCard, OTC Card, Healthy Benefits Card, and Dual Complete UCard issued by UnitedHealthcare.
Your card type is usually printed on the front of the card or mentioned in your welcome letter. If you are unsure, you can check your plan details or contact UnitedHealthcare support for confirmation.
Yes. If you have received multiple eligible UHC cards, each card must be activated separately on Activate.uhc.com using the details printed on that specific card.
If incorrect card details are entered, activation will fail. Simply recheck the card number and try again. If the issue continues, contact UHC support for assistance.
No. Benefits depend on your specific plan and card type. Some cards support OTC items only, while others include food, utilities, pharmacy, or combined benefits like the UHC UCard and Dual Complete UCard.