How to Make a Payment on Your Lowe’s Credit Card ?

Managing your Lowe’s Credit Card payments is essential to maintaining a good credit score and avoiding late fees. Whether you prefer to pay online, by mail, over the phone, or in-store, Lowe’s and Synchrony Bank offer several convenient options.

Payment Methods for Lowe’s Credit Card

1. Pay Online

• Go to: lowes.syf.com

• Log in to your account

• Click on "Make a Payment"

• Enter amount, date, and bank info

• Click Submit

2. Use the Mobile App

• Download the Synchrony Bank App

• Log in to your Lowe’s card account

• Tap on "Payments"

• Follow the steps to pay

3. Pay by Phone

• Call: 1-800-444-1408

• Use the automated system

• Enter your account and bank info

4. Pay by Mail

• Send a check or money order to:

• Synchrony Bank / Lowe’s

• P.O. Box 530914

• Atlanta, GA 30353-0914

5. Pay in Store (Some Locations)

• Go to a Lowe’s customer service desk

• Ask if they accept credit card payments

• Pay using your account details

Advantages of the Lowe’s Credit Card

1. 5% Off Every Purchase

2. Special Financing Options

3. Great for Big Projects

4. Easy Online Account Access

5. Exclusive Offers

6. No Annual Fee

7. Secure and Trusted

Tips to Avoid Late Fees ❌

Set up AutoPay through lowes.syf.com

Mark your payment due date on your calendar or phone reminders

Always pay at least the minimum amount by the due date

Review your statements monthly to catch errors or unexpected charges

FAQs 

Q1: What is the late fee if I miss a payment?

 Late fees can be up to $41, depending on your account and payment history.

Q2: Can I pay with a debit or credit card?

No, Lowe’s Credit Card payments must be made using a checking account (bank routing and account number).

Q3: How do I know my payment went through?

You’ll receive a confirmation number on-screen and by email after submitting payment online or via the app.

Q4: Can I pay more than the minimum?

 Yes, you can pay any amount — minimum, full balance, or anything in between.