Workers compensation is the second largest expense for most businesses, after insurance. In fact, workers comp is responsible for over $50 billion in annual expenses for employers. Many businesses have employees that are hurt on the job. The costs associated with a workplace injury can be substantial and affect your business in a variety of ways. There are many types of injuries that can occur in the workplace and they can vary greatly in their severity. They can range from minor strains and sprains to severe burns, lacerations, fractures, and concussions. Whatever the injury is, you need to know about your legal rights and responsibilities under New York law. You need to know what the law is, so you can make sure you are acting within the law.
Workers compensation law in New York is governed by the Workers' Compensation Board. The board has jurisdiction over all workplaces in New York State, except federal workplaces. Federal workplaces are covered by the U.S. Department of Labor, which has its own set of rules.
There are two kinds of benefits available under workers comp law: wage replacement benefits and medical care benefits. Wage replacement benefits are provided to help a worker pay his or her bills while the injured employee recuperates. Medical care benefits are paid by the employer for medical care that the employee needs. Some types of medical care include medical treatment, physical therapy, diagnostic tests, and surgery.
Under workers comp law, the employer is responsible for paying for the medical care that the employee receives. The employer must also pay for any wage replacement benefits that the employee may need. The employer is also responsible for any wages that the injured employee may lose because of the injury.
There are three different categories of injuries. These are called accidental injuries, occupational diseases, and scheduled injuries. Scheduled injuries are listed in a workers comp law statute book that is very specific about the type of injury that it covers.
The first category of injury is accidental injuries. An accidental injury is an injury that occurs during the course of employment. This includes injuries that are sustained at work, injuries that occur while the employee is in a private car, and injuries that occur when the employee is off the job but at the worksite.
Occupational diseases are the second type of injury. Occupational diseases are caused by conditions in the workplace that can result in sickness and disease. There are many different types of occupational diseases. They include cancers, respiratory diseases, cardiovascular diseases, musculoskeletal disorders, nervous system disorders, and other conditions.
The third type of injury is scheduled injuries. These are injuries that are listed in a workers comp law statute book that is very specific about the type of injury that it covers.
If an employee has a scheduled injury, he or she may file a workers comp claim with the Workers' Compensation Board. If the employee successfully files a claim, then the employer may be required to pay for the medical care that the employee receives. The employer must also pay for any wage replacement benefits that the employee may need.
If an employee has a scheduled injury, he or she may file a workers comp claim with the Workers' Compensation Board. If the employee successfully files a claim, then the employer may be required to pay for the medical care that the employee receives. The employer must also pay for any wage replacement benefits that the employee may need.
When filing a workers comp claim, the employee has to follow certain procedures. The first thing the employee needs to do is to contact the employer. He or she needs to give the employer as much notice as possible. If the employer does not receive the notice, then the deadline to file the claim will be extended.
If the employer does not take action to deny the claim, then the claim will be accepted. If the employer does take action, then the employee has the right to file a formal appeal. If the employee wins, then the employer will be required to pay for the medical care that the employee received.
After the initial injury, there are a few things that the employee needs to do in order to get the claim filed. The first thing the employee needs to do is to fill out a workers comp form. The employer will provide this form to the employee. The form asks for information about the accident, the injury, and the employee's medical history. The employer will then file the claim with the Workers' Compensation Board.
The second step the employee needs to do is to see a physician. The doctor will examine the injured employee and write a report. The report will describe the injury, how it happened, and what treatment the employee needs. The doctor will also tell the employer if the injury is temporary or permanent. The doctor will also give an estimate of the amount of time that the employee will need to recover.