Privacy Policy

This Privacy Policy (the “Policy”) applies when you access or use AC Cash . 

Before continuing, please read the Privacy Policy carefully. This Privacy Policy describes how AC Cash  collect, store, use and protect information that you provide, directly in connection with your use of AC Cash  or indirectly through third-parties, to obtain online services available through AC Cash . AC Cash  shall only keep your information for as long as AC Cash  are authorized by law or as is relevant for the purposes for which it was collected.

AC Cash  shall therefor use your information you have disclosed to us, only in the manner and for the purposes set out in this Privacy Policy. AC Cash  will only access and collect your personal information if you voluntarily submit the information to us or explicitly provide your consent for our access to the same. AC Cash  shall only collect your personal information where it is necessary for us to do so in and when such is relevant to our transactions with you.

We may amend this Privacy Policy from time to time by posting a revised, dated version on the Site, without any prior written notice to you. By accessing or using our products/services, you accept the practices described in this Privacy Policy.

What Personal Information We Collect

When you use AC Cash , in order to process and handle your use, AC Cash  shall in accordance with the law only collect information that is strictly necessary and shall not use it for other purposes. The specific information collected is as follows:

Information to recognize your identity (ex. Name, ID number), background, addresses, contact and mobile numbers, email addresses, IP addresses, operating systems,and other information and data generated that you provide in relation to using, accessing, or availing of AC Cash  and/or services (“Personal Data”).

AC Cash  may collect and obtain these Personal Data from yourself or from variety of sources, including but not limited to:

1) your submission of your Personal Data;

2) from any analysis of the way you use and manage your account/facility with AC Cash ;

3) from any information that is supplied and/or collected when you use/visit our products which include your mobile device or from any information that is collected via cookies on some of our products.

provided that, the same shall only be collected once you have given your consent to disclose the Personal Data and/or where not otherwise restricted.

4)collect the location information of the equipment, including the longitude, latitude, location area, location area code, positioning mode, positioning time, and other position-related information of the user equipment;

The purpose of collection: to score the user's credit and ensure the security of the user's account by monitoring the user's actual location information. For example, to verify the authenticity of user authentication information when users register for authentication; For security reasons, when users open the APP to log in, we need to judge the actual location of the user to confirm whether there is a risk to the user account, and timely notify the user in case of abnormalities to ensure the safety of user funds.Location information will also be uploaded to our servers encrypted and will not be shared with any third parties.

AC Cash  reserve the right to request for additional documentation to verify the information provided by you. Your submission of any information to us, our authorized agents or the Platforms expressly contains your warranty that such information is accurate and not misleading.

How We Use Your Personal Information

One of our primary purposes in collecting Personal Information is to establish a safe, smooth, efficient and customized experience that allows our users to take full advantage of the products and services available through AC Cash . 

1) to authenticate your identity;

2) to assess and process your applications for AC Cash ’s products and/or services;

3) to handle complaints and queries, to communicate with you including but not limited to sending you updates and reminders, responding to your inquiries and/or complaints and resolving disputes;

4) to manage and maintain your accounts/facilities with AC Cash ;

5) to conduct credit checks/credit evaluation to assess 

6) to evaluate your financial needs;

7) to utilize the same for marketing and promotions;

8) to maintain your credit history for present and future references;

9) to detect and investigate crime, fraud or illegal activities, and to utilize and disclose the same for investigation, prevention, prosecution and compliance with sanctions, including know your customer (KYC);

10) to respond to the requirements of a civil or criminal legal process and/or for regulatory compliance purpose and/or as required by law or regulation;

11) to collect any debt due or owing by you, and to enforce your obligations to AC Cash ;

12) to compile, use, research, analyze, and generate data analytics reports to better understand our customer with the aim of improving our products and services and product development;

13) to utilize the same for customize and enhance user experience and improvement of our products and services, operational and business processes;

AC Cash  may use "cookies" and other technologies such as pixel tags and web beacons. These technologies help AC Cash  better understand user behavior, tell AC Cash  which parts of our products/services have visited or used, and facilitate and measure the effectiveness of advertisements and searches.

If you want to disable/adjust cookies, you may adjust the settings on your browser and/or mobile device so that you will be notified when you receive cookie or other similar tracking tools. Please refer to your browser/device documentation to check if the tracking tools have been enabled on your device or to disable cookies. Please note that certain features of our products/service will not be available once cookies are disabled.

Changes of Your Personal Information

You must keep the Personal Information provided to AC Cash  up to date, and inform AC Cash  of changes thereto. You are entitled to review the Personal Information that AC Cash  have collected about you and request for corrections of the same. You have the right to update your Personal Inforamtion anytime. If there are any changes to your Personal Information or if you believe that the Personal Information AC Cash  held about you is inaccurate, incomplete, misleading or not up-to-date, kindly write to AC Cash  or email your request to AC Cash . AC Cash  shall correct or update the information/data as soon as possible.

For the avoidance of doubt, AC Cash  reserves the right to request information or documents from you to verify your identity and the authenticity of the request made and any other information relating to the corrections requested.

Minors

Minors shall not use our products/service for any purpose. AC Cash  do not knowingly collect Personal Information from Minors for any purpose. If you believe that AC Cash  has Personal Information of a Minor without parental/guardian consent, or if you are the parent or guardian of the user and wish to withdraw consent, please contact AC Cash  and AC Cash  will delete such information.

Protection of Personal Information

AC Cash  shall follow legal provisions and regulations strictly, and shall take strict and secure protective measures to safeguard your rights in accordance with this Privacy Policy. AC Cash  maintains a comprehensive security program based on industry standards and best practices. AC Cash  take a defensive, in-depth approach to implementing rigorous physical, administrative, and technical safeguards to ensure your information is safe from unauthorized access or misuse. The safeguards include preventive, detective, and corrective controls. AC Cash  review and adjust security safeguards periodically based on ongoing risk assessment. However, despite our substantial investment in protecting your personal information, ultimately no institution can guarantee its absolute security.

Withdrawal of Consent

You may communicate your objection to our continued use, collection, and/or other acts of processing of your Personal Information for any valid purpose and in the manner as stated at any time by contacting us at our e-mail address. This shall be your mechanism to turn off or allow the permissions that were previously granted to AC Cash .

Updates to the Privacy Policy

AC Cash  may update this Privacy Policy from time to time. Please check this Privacy Policy frequently to see if there are any updates or changes to this Privacy Policy. If the Privacy Policy is updated, the said updated version shall apply to all of your information held and processed by AC Cash  henceforth. If you do not consent to the updated terms thereby, you may contact AC Cash .

IF YOU DO NOT AGREE TO THE PROCESSING OF YOUR PERSONAL INFORMATION IN THE WAY THIS PRIVACY POLICY DESCRIBES, PLEASE DO NOT PROVIDE YOUR INFORMATION WHEN REQUESTED AND IMMEDIATELY STOP USING OUR PRODUCTS/SERVICES. BY CONTINUING TO USE AND ACCESS OUR PRODUCTS/SERVICES, YOU ARE ACKNOWLEDGING OUR RULES REGARDING YOUR PERSONAL INFORMATION AS DESCRIBED IN THIS PRIVACY POLICY.