The Health and Human Services Department has introduced numerous Health Care Reform rules and regulations during the past few months. Every time it occurs, the media latches upon it, and a variety of pieces are published in the Wall Street Journal and the New York Times, as well as discussions on TV network news shows. The analysts all start discussing the advantages and disadvantages as well as what it means for people and corporations.

The issue with this is that one writer frequently looked at the rule and published an article about it. Then other authors begin rewriting and utilising portions of the original article to fit their own. By the time the information is widely disseminated, the actual laws and rules are changed and warped, and often what actually appears in the media doesn't accurately reflect what the laws actually say.

Reforming Health Care Only Affects the Uninsured

Let's examine the first misconception, which holds that the health care reform solely affects those without insurance. In many of the conversations I have with clients, they say things like, "I already have coverage, so I won't be affected by ObamaCare," "I'll just keep my grandfathered health insurance plan," and the last one, "I have group health insurance, so I won't be affected by health care reform," for which I can give them a little leeway because part of what they're saying is true.

The truth is that everyone will be impacted by the health care reform. We're going to have a completely new set of health plans starting in 2014, and those plans will include a tonne of added features and highly rich perks that the current plans do not. Therefore, the cost of these new plans will be higher.

Medicare Will Not Be Affected by Health Care Reform

The following myth was that Medicare will not be impacted by health care reform. This one is kind of amusing because the Medicare programme was expressly targeted by the most significant cuts from the very beginning. When you examine Medicare's share of the entire federal budget, you can see that it increased from 4% of the federal budget in 1970 to 16% of the federal budget in 2011.

Healthcare Costs Will Be Cut by Health Care Reform

The last and possibly largest health care reform myth is that everyone believes that ObamaCare would lower healthcare prices. That is just nonsense. Cost-effective healthcare reform was a priority when rules and regulations were still being developed in the early stages of the process.

However, sometime along the way, the focus switched from cost containment to industry regulation of the health insurance sector. They put cost-cutting measures on hold after making that changeover. ObamaCare has a few minor cost-cutting measures, but its primary focus is on controlling health insurance. For instance, the new plans offer significantly richer benefits than many current plans; yet, greater advantages also entail richer premiums.

Conclusion

The notions that ObamaCare will lower healthcare costs, that it won't effect Medicare beneficiaries, and that it will solely affect the uninsured are all fallacies. They're untrue. They are meaningless.

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