This bank will be like any kind of bank. It'll have loans, bank accounts and also credit cards! I can explain all of these.
LOANS
So the loans here will be 10% interest per week, so say you want a 100 grand loan for 3 weeks, that's 30% of 100,000 ECD so the payback would be 130,000 ECD.
BANK ACCOUNTS & INVESTMENTS
Simple, right? Well the bank accounts get a little more complicated. Per each week, you receive 2% of what you have in the bank, and like a real bank, the money in the bank goes to the bank giving out loans! For example, BobbyJoeGingerDude deposits 10,000 ECD in our bank, the first week, 200 ECD is put into his bank account. It's not sent to him, but added to his "bank balance". I don't give him this money, but he has accsess to this money with a 1 week notice. The max you can deposit at 2% interest is ussually 75,000 and after that it turns into an investment. Investing is different and a little more complicated, so forum message me for details. Hopefully I covered all of that. Investments usually are 2 percent per week and for withdrawals 4 week notice.
CREDIT CARDS
Now here we go, the credit cards! You forum pm me, @IceyErem and say why you should get a credit card account. If I feel you are a trusted user, you get a account with a maximum of how much you can get. That depends on how trusted you are. Example: BobbyJoeGingerDude opens a CC account, with a maximum of 175,000 ECD. He can purchase anything he likes, within that amount. All the money would go through me however. Let's say Mr. Gigner wants to rent a star tool for a month but doesn't have the money. I give him 75,000 ECD now, and on the first of the upcoming months, he returns 85,000 ECD back. Feel free to ask me questions.
DONATIONS
All of those who donate now will receive special rewards like bank accounts with 3% interest or smaller interest loans and etc! Donations will really help this!
50k+ will get you a bank account with 3% interest.
30k+ will let you have much smaller late fees on credit cards.
60k+ will give you the ability to ask for 9% interest loans! Yes, 9% per week.
100k+ instant hall of fame and forever worshipped by all Zero Employees!
SHARES
You can also buy shares! There are 1,000,
shares and I own 500 shares. These shares are worth $1257 each and can go up and down based on how well we are doing! Forum pm me for more information. Don't forget, with these shares you can sell these whenever you want! Shareholders have more and more say the more and more shares they have.
MEMBERSHIP
This goes for every Absolute Zero branch. Basically, you get special deals on everything related to Absolute Zero. One time purchase for these deals for everything current and future. The price will go up as more perks are added, but currently it's 75,000 END.
PERKS:
Lower interest on loans. 100k loan= 1% less interest. 300k= 2% less... etc.
BOGO on insurance deals. Buy one insurance plan, get the next one of equal or less value 50% off.
CREDIT CARDS get no late fees. None.
LOAN PARTNERS
I have loan partners, and bassically for small loans we do independent loans and for big ones we pool the money and interest. If you are interested (pun intended) in becoming a partner, contact me and @PvPMaster911 !
SIMPLE LOYALTY PROGRAM LESS INTEREST ON LOANS
The more loans you take out, the less interest you gotta pay.
1st loan: 5%, standard, no perks.
2nd loan: 4% interest per week.
3rd loan: 3% interest per week.
4th loan: 2.5% interest per week.
5th loan: 0.1% interest per week!
6th loan: 5% interest per week...
You get the pattern.