Privacy Policy
Privacy Policy
The AADISHAKTI RENUKA BHAKT SAHAKARI PATSANSTHA LTD., SARAWADE (“we,” “our,” or “us”) provides this Mobile Application (“App”). This Privacy Policy explains how we collect, use, store, and protect your information. By accessing or using our App, you agree to the terms outlined in this Privacy Policy.
“Personal Data” refers to information that identifies you directly or indirectly. This may include details you provide during registration, such as:
Name
Mobile number
Email address
Telephone number
You may choose to upload a profile photo or image for personalization. This is collected only with your consent and securely stored on our systems.
Data that does not identify an individual, such as:
Browser details
IP address
Device information
Demographics
Aggregated or de-identified usage statistics
If you enable location services, we may collect your device’s location to provide services such as nearby ATM detection.
All personal and sensitive user data is encrypted and transmitted securely using modern cryptography (e.g., HTTPS).
Login PINs and Transaction PINs are generated and stored in encrypted form for authentication and authorization.
Sensitive details such as names, account numbers, or personal identifiers are never exposed. Personalized account content is generated dynamically and securely.
We use your information to:
Provide and improve requested services
Enable secure transactions and account management
Personalize user experience (including use of profile photo/image)
Send important notifications, updates, and product alerts
We retain personal data only as long as necessary for:
Providing services and account management
Meeting legal or regulatory requirements
Addressing queries, complaints, fraud prevention, and compliance with regulators
When no longer required, your data may be securely deleted, anonymized, or destroyed.
The App may use third-party services such as:
Payment gateway providers
Authentication services
App deployment platforms
Data analytics providers
Please note:
Each third-party service has its own terms and privacy policies.
We do not control or endorse third-party providers and are not liable for issues arising from their use.
You are responsible for reviewing and complying with third-party terms.
We may modify or remove third-party integrations at any time without notice.
The App may request the following permissions for functionality:
Location Access: To detect nearby ATMs.
Internet & Network State: To access online services and check connectivity.
Camera: To scan QR codes for payments and banking services.
Storage (Read/Write): To download and access PDF statements.
Notifications: To send transaction alerts, updates, and messages (opt-in available).
Users register with their mobile number to link associated accounts.
Registration requires personal information as per banking regulations.
Secure verification and authentication are performed to protect accounts.
The App supports services such as:
Fund transfers
Mobile recharges
Bill and insurance payments
All transactions follow industry-standard security protocols to safeguard financial information.
We use Firebase services to deliver timely app update alerts. This process is handled securely by Firebase.
We implement strict measures to maintain confidentiality, integrity, and security of user information, including:
Encrypted communication between App and servers
Prevention of unauthorized access, disclosure, or alteration
Dynamic generation of personalized content without exposing sensitive details
Our services are not intended for children under 13.
We do not knowingly collect information from children.
If a child provides personal data, it will be deleted immediately.
Parents or guardians may contact us if they believe their child has submitted personal data.
We may update this Privacy Policy at any time. Changes will be reflected with a revised date at the bottom of this page. Users are encouraged to review the policy periodically to stay informed. Continued use of the App after updates indicates acceptance of the revised terms.
By using this App, you agree to this Privacy Policy. If you do not agree, please discontinue using the App.
For any questions or concerns regarding this Privacy Policy, please contact us at:
📧 aadishaktirenuka@gmail.com