Business Loans
Interest-Only Loans
Revolving Lines of Credit
Fast online approvals, low documentation, and fundings in less than a week!
Business Loans Designed for Your Success
At 50StatesBroker, we offer flexible, hassle-free financing options tailored to meet your business needs. Whether you’re expanding, managing cash flow, or funding a new project, our solutions are designed with your goals in mind.
Our Loan Options:
1. Interest-Only Bankroll
Save big with this flexible line of credit:
Key Features:
Pay only interest on outstanding balances for up to 1 year.
Flexible repayment terms up to 3 years.
Unlimited draws of $10,000+ and principal paydowns during the revolving period (11 months).
Every payment frees up additional credit for your use.
Eligibility:
4+ years in business under the same ownership.
$1,500,000 annual revenue ($125,000 monthly).
Minimum Equifax credit score of 651.
Own a home with current mortgage payments.
Maintain a $10,000 average daily bank balance.
2. Revolving Line of Credit
Access a flexible credit line for ongoing needs:
Key Features:
Borrow up to $1,000,000 with fixed repayment terms up to 36 months.
Revolving period of up to 1 year with unlimited draws of $5,000+.
No penalties for paying off or down your balance early.
Eligibility:
30+ days in business under the same ownership.
$17,000+ monthly sales (credit card and cash).
Equifax credit score of 551+.
Approved industries (see Approved Businesses).
3. Interest-Only Flex Pay Loan
Flexible funding with low, interest-only payments:
Key Features:
Loan amounts from $50,000 to $750,000.
Rates starting as low as 15%.
Access unlimited drafts ($25,000+ each) with a built-in rollover amortization of 18-24 months.
Approval and funding in as little as 3 business days.
Eligibility:
4+ years in business under the same ownership.
Minimum Equifax credit score of 651.
Homeownership required (mortgage must be current).
Common Uses for Our Loans:
Expand to new locations or open additional stores.
Remodel or renovate existing business spaces.
Purchase new equipment to improve operations or replace outdated assets.
Stock up on inventory to meet demand or prepare for peak seasons.
Fund large expansion projects or business growth initiatives.
Pay franchise-related obligations or licensing fees.
Obtain specialized licenses, such as a liquor license.
Buy out a business partner or acquire a competitor's business.
Add new services, such as take-out or catering options.
Build or enhance outdoor spaces like patios for customer seating.
Upgrade point-of-sale (POS) systems for efficiency and improved service.
Cover business tax obligations to avoid penalties.
Manage seasonal cash flow fluctuations or stabilize finances during slower periods.
Consolidate high-interest debts into a single, manageable payment.
Cover emergency or unexpected expenses (e.g., repairs or replacements).
Launch new product lines or services to expand offerings.
Increase marketing efforts or fund advertising campaigns.
Train staff or hire additional employees to support growth.
Invest in technology upgrades, such as software or IT infrastructure.
Secure working capital to maintain daily operations.
How It Works
Apply Online: Fill out a simple application and provide three months of bank statements.
Get Reviewed: We’ll evaluate your application and match you with the best financing option.
Access Your Funds: Once approved, receive funding in as little as 2-3 business days.
Why Choose 50StatesBroker?
Quick Funding: Approvals in 48 hours, funds in your account within days.
Low Credit Requirements: Approvals start at a 551 Equifax credit score.
Tailored Solutions: Loan terms and repayment plans designed for your unique needs.
Transparent Process: No hidden fees or prepayment penalties.
Ready to grow your business?
Click Apply Now to explore your financing options and secure the funding you need today!
All loan approvals are contingent upon underwriting review and subject to change. For full details, please refer to our Terms and Conditions.