How can I apply for the $5,000 Mortgage Assistance Program?

The $5,000 Mortgage Assistance Program is designed to support eligible homeowners facing financial hardship by helping cover mortgage arrears and prevent foreclosure. Here's how you can apply:

Eligibility Criteria

To qualify for the program:

• Be a Citizen of the Otipemisiwak Métis Government (formerly Métis Nation of Alberta)

• The home must be your primary residence

• Demonstrate financial hardship

• Must not have received assistance from this program previously

Required Documents

Prepare the following:

1. Completed and signed application form

2. Two pieces of ID (including Métis Citizenship Card)

3. Notice of Assessment for all household members aged 18+

4. Proof of income loss (e.g., Record of Employment)

5. Mortgage statement and bank foreclosure letter

6. Bank statements from the past 90 days

How Can I Apply for the $5,000 Mortgage Assistance Program?

1. Check Your Eligibility

   • Visit Benefits.gov or your state’s housing authority website

   • Review the income limits and required documentation

   • Make sure you meet the financial hardship and residency requirements

2. Locate the Correct Program Portal

   • The $5,000 assistance may be offered through:

   • State Housing Finance Agencies (HFAs)

   • Local Housing Counseling Agencies

   • Emergency Rental or Homeowner Assistance Programs (ERAP/HAF)

   • Each has its own application process, so start by finding your state’s or local agency’s application portal.

3. Gather Required Documents

   • Have these ready:

   • Proof of ID (e.g., government-issued ID)

   • Mortgage statement

   • Proof of income (e.g., pay stubs, unemployment benefits, SSI)

   • Hardship letter (explaining your financial situation)

   • Bank statements

   • Proof of residency (e.g., utility bills)

4. Submit Your Application

   • Complete the form online or at a local office

   • Upload all required documents

   • Double-check your application for accuracy

5. Wait for Review and Approval

   • Your application will be reviewed by a caseworker or housing agency

   • You may be contacted for additional information

   • Once approved, the $5,000 may be sent directly to your lender or mortgage servicer to cover your past-due balance

Final Tips

• Avoid scams: Only use official government or nonprofit websites. Never pay to apply.

• Act quickly: Some programs operate on a first-come, first-served basis until funding runs out.

• Seek help: If you're unsure, contact a HUD-approved housing counselor for free assistance with the process.