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School Statistics
The National Center for Education Statistics (NCES) is the primary federal entity for collecting and analyzing data related to education.
Who Is NCES?
The purpose of the National Center for Education Statistics’ website is to provide clear, complete information about NCES’ mission and activities, and to serve the research, education and other interested communities. NCES values your comments and suggestions for improving the usability of this site.
What Are NCES’ Statistical Standards. NCES has an extensive Statistical Standards Program that consults and advises on methodological and statistical aspects involved in the design, collection, and analysis of data collections in the Center. NCES program staff also provide consultation and advice to the NCES Data Cooperatives, and to other offices within the Department of Education as the need arises.
Statistics of the schools near you: http://nces.ed.gov/globallocator/
See school grades and rankings compared to others in the state: http://www.schooldigger.com/
Research all private schools: http://www.privateschoolreview.com/
Fayette County Public Schools: http://www.fcps.net/
Map Boundaries: http://www.fcps.net/maps
For Flipping and Renovating Homes, check out https://rsmeans.com/ to appropriate determine the cost of repairs and project improvements.
What is the HARP Program?
When you have little equity in your home, or owe as much or more on your mortgage than your home is worth, it can be difficult to find a lender willing to help you refinance. But for borrowers who have remained current on their mortgages, and have loans owned by Fannie Mae or Freddie Mac, there is hope. It’s called HARP.
Introduced in March 2009, HARP enables borrowers with little or no equity to refinance into more affordable mortgages without new or additional mortgage insurance. HARP targets borrowers with loan-to-value (LTV) ratios equal to or greater than 80 percent and who have limited delinquencies over the 12 months prior to refinancing.
Significant changes have been made to HARP since the program was first introduced. For example, in 2011 the LTV ceiling was removed, property appraisal requirements were waived in certain circumstances, certain risk fees for borrowers selecting shorter amortization terms were eliminated, and certain representations and warranties were waived. In 2013, the eligibility date was changed from the date the loan was acquired by Fannie Mae or Freddie Mac to the date on the note, increasing the pool of eligible borrowers.
Through HARP, you can get a lower interest rate (which means less out-of-pocket costs each month), get a shorter loan term, or change from an adjustable to fixed-rate mortgage. There’s no minimum credit score needed, either.
And now that HARP guidelines are simpler, even people who were formerly turned down may now be eligible for HARP refinancing.
Reach Program
A down payment assistance program for home buyers.
USDA Loan Program, Rural Housing
https://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do
Kentucky Sex Offender Registry
Crime Statistics by Neighborhood
http://www.neighborhoodscout.com/
City Data & Demographics