Youth and Money Resources
Resources for parents and teachers
Consumer Financial Protection Bureau The mission of the Consumer Financial Protection Bureau is to make markets for consumer financial products and services work for consumers by making rules more effective, by consistently and fairly enforcing those rules, and by empowering consumers to take more control over their economic lives.
Money As You Grow No need to be a money expert—the tips and activities here can help your children’s money skills, habits, and attitudes grow.
Money As You Grow Bookshelf - This family financial education program uses children’s books to help families talk about and discover money skills. It helps children and their parents and caregivers learn money concepts through reading, play, and quiet one-on-one talks.
Booklets to help talk about money - Colorful, compact booklets help you talk with people about money topics that are important to them. Each booklet includes a selection of simplified tools from the Your Money, Your Goals toolkit - all focused on a common financial stressors. Booklets include 1) Behind on bills? Star with one step; 2) Debt getting in your way? Get a handle on it; 3) Want credit to work for you? Start with these steps; 4) Building your savings? Start with small goals. The booklets can be printed or ordered in quantity.
Federal Deposit Insurance Corporation (FDIC)
Money Smart - A Financial Education Program - this financial education program can help people of all ages enhance their financial skills and create positive banking relationships. The program provides tools and strategies that you can use to teach others, as well as tools you can use to learn on your own. Special programs are available for young people, adults, older adults, and small businesses.
Federal Reserve of New York – provides resources for teachers, students and consumers that are effective in teaching about various topics in economics, money and banking, personal finance, and the federal reserve.
Federal Reserve of Philadelphia - publishes lessons for K-12 teachers to use to teach economics and personal finance in their own classrooms. The lessons emphasize active- and collaborative-learning teaching methodologies
Federal Reserve Bank of Richmond - provides K-12 lesson plans, activities and publications that are correlated with national and state teaching standards
Federal Reserve of St. Louis – features Econ Ed which provides free economics and personal finance lessons, activities, and readings that provide flexibility and real-world connections, making it easier to prepare students with the 21st century skills for college and career readiness
FINRA Investor Education Foundation Order free materials: in addition to research tools, calculators/worksheets, games/quizzes, and videos, organizations can order publications in bulk on the following topics: investing basics, retirement, investor alerts, for the military, and for fraud fighters. Fun giveaways such as stress balls, pens, notepads and plastic bags (for resource fairs) can be ordered in bulk. Publications may come in several languages.
Jump$tart Clearinghouse – provides an online library of financial education resources for teachers, parents, caregivers, and anyone committed to financial smarts for students.
MyMoney.gov This website is a product of the congressionally chartered Federal Financial Literacy and Education Commission, which is made up of more than 20 Federal entities that are coordinating and collaborating to strengthen financial capability and increase access to financial services for all Americans.
My Money Five - provides five building blogs for managing and growing money - earn, save/invest, protect, spend, and borrow
Tools - This page can help you locate and use on-line calculators, budget worksheets, planning checklists and other helpful resources from the federal government for making financial decisions
Junior Achievement free teaching resources- In response to the COVID-19 guidelines, Junior Achievement is now providing free online resources for teachers and parents to keep our children engaged, inspired, and educationally challenged. Register to gain access to our age-appropriate, hands-on, and engaging programs for students in grades K-12. https://www.jaum.org/resources/
Arcade- a site with a number of educational games and accompanying worksheets that complement NextGen curriculum and provide students with simulated experiences in managing a budget, investment portfolio, or making other financial decisions.
Curriculum- offering 12 units, with 65 lessons, 200 activities, and over 400 curated videos, Next Gen Personal Finance curricula is available for free online for teachers to use in their classrooms. Covering various topics in personal finance, including saving, taxes, credit, insurance, and more, this curriculum repository is very useful to any middle school or high school educator looking for resources.
National Endowment for Financial Education (NEFE) The National Endowment for Financial Education (NEFE) provides financial education and practical information to people at all financial stages. NEFE believes that regardless of background or income level more financially informed individuals are better able to take control of their circumstances, improve their quality of life, and ensure a more stable future for themselves and their families.
High School Financial Planning Program (HSFPP) - National Endowment for Financial Education (HSFPP) - a financial literacy program focused on basic personal finance skills relevant to the lives of pre-teens, teens, and young adults. Includes free instructor manual & 6 student workbooks (money management, borrowing, earning potential, investing Financial Services, Insurance)
Evaluation Toolkit- A site for educators to Design simple, effective evaluations that make it easy to demonstrate learning and show the value of your personal finance curriculum.
University of Arizona
Take Charge Today – provides a wide variety of money management lesson plans for youth grades 7-12
University of Nevada Cooperative Extension
Money on the Bookshelf: A Family Financial Literacy Program from University of Nevada Cooperative Extension (updated 2009); for parents with children ages 4-10; Parents and children enhance knowledge & application of: allocating resources, decision making, goal-setting, prioritizing, positive interaction, problem solving, recognizing resources, recognizing success, and savings.
Wells Fargo
Hands On Banking - Wells Fargo; offers basic money tools, skills, and information needed to teach a variety of audiences, including: kids, teens, young adults, entrepreneurs, seniors & military
University of Minnesota Extension Resources
Money Quote Puzzles - this can be used as an energizer or get-acquainted activity to introduce participants to financial capability topics such as financial planning, budgeting/spending planning, saving/investing, credit/debt, and jobs/careers. Contact an Extension Educator for the activity puzzles and instructions.
Money Conversation Starters This family activity will help you initiate some important conversations with your child(ren) about money.
Help them learn about your money values and guide them as they develop their own. Avoid lecturing. Cut apart the questions below. Fold them in half and put them in a small dish or plastic bag. Use one question at mealtime, at family meetings, during a long trip, while you're washing dishes together or while you're in line at the grocery store.
Teaching Children Money Habits for Life Guidelines to help parents with financial socialization of youth.
Financial Capability Toolkit Youtube videos with soon to be completed lesson plans/facilitator's guides.
Renter 101 Free renter education site for those that need information to become a successful renter.