Stipend & Benefits
Resident & Fellow Benefits
Benefits for medical residents and fellows are managed through the UMN Office of Student Health Benefits. View the OSHB Resident/Fellow Benefits site for comprehensive information about the resident/fellow benefit package, including medical, dental, disability, and life insurance.
Insurance and Health Coverage
Health Insurance
Resident and family coverage through Blue Cross Blue Shield of Minnesota
Automatic emergency travel assistance
Available on first day of orientation
Available for fellows and family members
Dental Insurance
Available for fellows and family members
Short- and Long-term Disability
Up to $5,000 covered per month during residency at no cost
Loan payoff if disabled during residency
May enroll in guaranteed coverage until age 67 for up to $10,000 per month, regardless of pre-existing condition
Life Insurance
Group term provided at no cost. Additional coverage available
Malpractice Insurance
Coverage provided for activities within the course and scope of resident duties at no cost
Other Benefits
Flexible Spending Account
Eligible for pre-tax health care and dependent care reimbursement benefits
U of M Perks
Fitness Membership
University Recreation and Wellness Center at student membership rates
GPS Alliance
Central resource for travel abroad
Library System
Access to the University of Minnesota library system, including Bio-Medical Library
Technology Discounts
Discounted computer, devices, and cell phone plans
University Events
Discounted tickets for some University sports, theater, and cultural events available with UCard
Vacation and Leaves
Paid Time Off (PTO)
22 days per contract year. These days are designed to cover vacations, unexpected absences such as sick days and funeral/bereavement leave. Up to 5 additional days of academic leave to attend conferences, sit for exams, or practice search are permitted at the Program Director's discretion.
Trainees are given alternate days off for holidays worked.
Maternity, Paternity, and Adoption Leave
6 weeks maternity leave, paid at 100%
4-6 weeks of additional disability pay benefit for birth mothers
6 weeks paid paternity or adoption leave upon request
*Leaves of absence may extend training and delay board eligibility.
Resident & Fellow Stipends
Retirement
Eligible to enroll in two plans:
Optional Retirement Plan
456 Deferred Compensation Program
Professional Development and Continuing Education
Academic Business Expense Reimbursement Fund
Up to $1,000 reimbursement per year for conference expenses, medical association memberships, web-based courses, clinical textbooks and medical journals, and educational or clinical software.
Continuing Medical Education
Up to five days per year at program director's discretion.
Practice-Related Benefits and Reimbursements
Uniforms
Lab coats provided
