My research explores how individuals and institutions make investments in human capital, with a focus on three policy-relevant questions: how choices shape educational investment; how human capital is financed; and the consequences, both economic and non-economic, of these investments. Understanding these issues is foundational to crafting effective public policy, with implications for individual welfare, economic growth and inequality. My primary research stream has focused on the economics of education, particularly postsecondary education, using large administrative or survey data combined with quasi-experimental or structural quantitative methods.