FACTS
What Does SunWest Federal Credit Union Do With Your Personal Information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some—but not all—sharing. Federal law also requires us to inform you how we collect, share, and protect your personal information.
Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the accounts, products, or services you have with us. This information may include:
Name, address, Social Security Number, and income
Account balances and payment history
Credit history and credit scores
How?
All financial companies need to share members’ personal information to run their everyday business. Below, we list the reasons financial companies can share their members’ personal information, the reasons SunWest Federal Credit Union chooses to share, and whether you can limit this sharing.
Reasons we can share your personal information
For our everyday business purposes (such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus): SunWest Federal Credit Union Yes shares, and you No can limit this sharing.
For our marketing purposes (to offer our products and services to you): SunWest Federal Credit Union Yes shares, and you No can limit this sharing.
For joint marketing with other financial companies: SunWest Federal Credit Union Yes shares, and you No can limit this sharing.
For our affiliates’ everyday business purposes (information about your transactions and experiences): SunWest Federal Credit Union No shares. We do not share.
For our affiliates’ everyday business purposes (information about your creditworthiness): SunWest Federal Credit Union No shares. We do not share.
For non-affiliates to market to you: SunWest Federal Credit Union Yes shares, and you Yes can limit this sharing.
To Limit Our Sharing
Call 602-866-1100 or toll-free at 866-897-9378
Please Note:
If you are a new member, we can begin sharing your information 30 days from the date we sent you this notice. When you are no longer our member, we continue to share your information as described in this notice. However, you may contact us at any time to limit our sharing.
Questions?
Call us at 602-866-1100 or toll-free at 866-897-9378
Who We Are
Who is providing this notice?
SunWest Federal Credit Union
What We Do
How Does SunWest Federal Credit Union Protect My Personal Information?
To protect your personal information from unauthorized access and use, we implement security measures that comply with federal law. These measures include:
Computer safeguards
Secured files and buildings
Procedural safeguards
Safe record storage
We continuously review and update our security controls to adapt to changes in products, services, and technology.
How Does SunWest Federal Credit Union Collect My Personal Information?
We collect your personal information, for example, when you:
Open an account
Apply for a loan
Use your credit or debit card
Pay your bills
Make deposits or withdrawals
We also collect your personal information from others, including credit bureaus and other companies.
Location Data
We may collect and process information about your device’s location. This may include precise location (such as GPS data) or approximate location (such as IP address–based location).
Location data may be used for the following purposes:
To enhance the security of our services
To help detect and prevent fraudulent or unauthorized activity
To improve service functionality and user experience
The information collected may be processed by our systems or trusted service providers strictly for security and operational purposes. We do not sell or rent your location information to third parties.
You can control location access through your device settings. If you choose to disable location permissions, some features of the application may not function properly.
Why Can’t I Limit All Sharing?
Federal law only gives you the right to limit:
Sharing for affiliates’ everyday business purposes (information about your creditworthiness)
Affiliates from using your information to market to you
Sharing for non-affiliates to market to you
State laws and individual companies may provide additional rights to limit sharing.
What Happens When I Limit Sharing for a Joint Account?
Your choices will apply to everyone on the account you hold with us.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial or nonfinancial companies.
SunWest Federal Credit Union has no affiliates
Non-Affiliates
Companies not related by common ownership or control. They can be financial or nonfinancial companies.
Non-affiliates we share with may include direct marketing companies
Joint Marketing
A formal agreement between non-affiliated financial companies that jointly market financial products or services to you.
Our marketing partners may include:
Investment companies
Insurance companies
Other financial service providers