All the information you need about getting health care through U-SHIP can be found on the U-SHIP Insurance Plan site.  All the details regarding the coverage, co-payments and deductibles of your new health insurance policy will be available online once it is updated for 2023-24 in summer. (For details, contact UChicago's student insurance staff here.)

Once you create your cNet ID, you can ACTIVATE YOUR U-SHIP INSURANCE by enrolling.

If you have any questions about your new health insurance policy, you can contact United Health Care's representatives on campus, Dyeisha Collier and Stacey Childs: (773) 834-4543 (press Option #2) or uchicagoadvocates@uhcsr.com. You can also visit the University of Chicago Student Health Insurance website. The Frequently Asked Questions section of the website may be very useful to you.

This is an overview of what is covered through UChicago Student Wellness services, and what will be covered through USHIP insurance. UChicago has also uploaded a helpful video to explain the use of USHIP and some terminology that will hopefully prove useful.

All registered students must have health insurance; therefore, students are automatically enrolled in the University Student Health Insurance Plan (U-SHIP).

To waive U-SHIP, you must provide proof of alternate comparable coverage before the enrollment/waiver deadline—Friday of week 4 of autumn quarter (October 13, 2023).

You must provide complete policy information on the waiver application: name of policy holder, policy and subscriber numbers, a US telephone number, as well as information on the benefits provided by your plan.

TTIC requires alternate insurance plans to provide comparable coverage to U-SHIP and to offer the benefits below in the Chicago area. Waivers will be denied if plans do not provide comparable coverage. Plans must:

• have an annual out-of-pocket maximum of =/<$8,150 for individuals or =/< $16,300 for families

• provide routine and emergency care in the Chicago area (or the local area where the student will be residing and studying for the academic year)

• offer treatment for pre-existing conditions (with no waiting periods or exclusions)

• provide essential health benefits as defined by the Affordable Care Act (ACA):

  • • • • outpatient care (ambulatory patient services)

        • hospitalization (treatment for inpatient care)

        • mental health services and addiction treatment

        • prescription drugs

        • maternity and newborn care

        • rehabilitative services and devices

        • laboratory services

• have a US-based claims administrator, and a US telephone number and address for submission of claims and be issued in the US.

• offer medical evacuation and repatriation expenses if students are in F1/J1 visa status or if they are studying or doing research outside of the US during the current academic year.

• provide active coverage from the day the students arrive on campus through either August 31, 2024, OR the end of their academic program (whichever comes first).

If your insurance plan meets the criteria for comparable coverage, go to the online Enrollment / Waiver site to waive your U-SHIP coverage: https://studentinsurance.uchicago.edu/.