HEALTH INSURANCE –  For current employees, we have three options through Blue Cross Blue Shield: HMO Network Blue New England, HMO Custom Network Plan (Limited), and PPO Blue Care Elect. Individual and family plan rates are available. The Town contributes to 79% of the Individual plans and 66% of the Family plans.

DENTAL INSURANCE – For current employees, we have two options through Blue Cross Blue Shield:  Dental Blue Freedom High plan & Dental Blue Enhanced Value Low plan. Individual and family plan rates are available. The subscriber pays 100% of the premium.  

VISION INSURANCE –  For current employees we offer Blue 20/20 Exam-Plus Vision plan. You have a choice of individual, family, individual + spouse & individual + child(ren). The subscriber pays 100% of the premium.  

LIFE INSURANCE – The Standard Insurance Company administers the Basic Life Insurance.  The town contributes 50% of the Life Insurance premium up to $10,000 on active employees.  The Standard Policy also has an option for additional insurance. The additional premium is 100% paid by the employee.

UNUM – LONG & SHORT TERM DISABILITY – This is a disability program for employees enrolled in Mass. Teacher’s Retirement.  

SHORT-TERM DISABILITY, LIFE, ACCIDENT & CANCER INSURANCE - AFLAC (American Family Life Assurance Company) administers this insurance. 

457 DEFERRED COMPENSATION PLAN – Empower Retirement Services administers the Commonwealth of Massachusetts Deferred Compensation Plan.  

WEBSTER FIRST FEDERAL CREDIT UNION – Our representative, Heather Hull-Colby will be able to provide any information and assistance related to their credit union.  You can contact her at 774-823-1636 or hhullcolby@websterfirst.com. You can also contact member services at 800-962-4452.

FLEXIBLE SPENDING ACCOUNT & DEPENDENT CARE ACCOUNT – Voya is administering the FSA.   An FSA allows you to pay certain Health Care and/or Dependent Care expenses with pre-tax money. Their website is www.benstrat.com. 

Literature and forms on all benefit plans will be available in Human Resources, located at Central Office.