Specialty Loans
† Program only available to medical doctors who have a minimum degree of M.D., D.O., D.M.D., D.V.M., or D.D.S. and proof of sufficient income or active employment contract with proof of sufficient income and reserves. Minimum reserves required vary depending on amount of the loan. Maximum loan amount at 100% financing is $1,000,000, at 95% financing is $1,250,000 and 90% financing is $2,000,000. Loan-to-value (LTV) financing options vary based on customer FICO score. Maximum overall loan amount is $2,000.000 with a maximum overall cash out option of $250,000 for refinances. Program is limited to the purchase or refinance of a primary residence. All loans are subject to application and credit approval, satisfactory appraisal and title insurance.
100% Doctor Loans
Just like every patient is unique, every home buying experience can be too. PhysicianLoans by Huntington offers The Doctor Loan† – a loan created for graduating medical students, residents, and practicing physicians.
100% Financing - No Money Down
Flexible Loan Programs – Choose the payment option right for you
No Private Mortgage Insurance
Move in up to 90 days prior to starting your next position
No Pre-Payment Penalty
HELOC in as little as 5 days!
Get your HELOC in as little as 5 days!
Get the cash you need without leaving home - Apply with our 100% online application in minutes.
No in-person appraisal
Option to redraw up to 100%
No hard pull on your credit until after you review and except an offer
Fixed Rate
Debt Service Coverage Ratio
Qualify with Investor Cash Flow / DSCR on the subject
property.
Non-Owner Occupied Only
No income or job verification
No Prepay Options available
Bank Statement Loans
Qualify Self Employed borrowers with 12 months bank statements in lieu of tax returns.
No 1040s, 1120s, K1s, or IRS transcripts
12 or 24 Months bank statements
Self Employed and 1099 Borrowers
Max 90% LTV Purchase
And Many Others!
Foreign National
Jumbo Non-QM
1099 Only
ATR-In-Full - Qualify with enough liquid assets to cover the loan balance
Condotel
P&L
Small Balance Multifamily
Interest Only
ITIN
WVOE - Wage Earners can qualify with a Written verification of employment, no paystubs or bank statements
Call or email for more information!