With intuitive digital application services, Guaranteed Rate provides best refinance services for easier Home purchase. At rate.com/sm, purchasers can check personalised rates too along with diverse types of mortgage products it lends. 

In order to get you appropriate Mortgage, it has Loan Finder tool. It makes it smoother for borrower to access services for Housing Loans.

Besides, it has range of products to streamline Mortgage Loan repayments targetting needs of different people.

 For simply accessing My Guaranteed Mortagage account online, 

1. Head on to rate.com/sm portal to begin.

2. Hit the'Sign In' button.

3. Now, enter your Login credenials to continue.

4. In case, you've not sign up you account earlier, hit the 'Forgot Password' link.

5. Complete all the prompts on-screen.

6. And register your account first of all, puting all the demanded details like Email, Password, Phone Number, Bank Details and other.

Upon visiting rate.com/sm you'll unlock different range of Mortagage products like:

• Traditional Loans: This offers down-payment at 3% Interest rate. It is ideal for first time borrowers.

• FHA loan: With this loan type, as a borrower you'll need to make Mortagae Insurance Premiums (MIPs) each month. 

• Jumbo Loans: It pays the loan amount through larger Down payments thus ignoring higher Loan Credit Interest rates on Loan amount.

• VA Loan: Without making payment for the above products online at MyGuaranteed Rate account login. 

• 15-Year/ 30-Years FRM (Fixed Rate Mortagage): Loan is borrowed at Fixed Mortagage Interest rates for whole loan duration. With 15-yr FRM the downpayment amount is higher than the one with 30yr FRM.

• Adjustable Rate Mortagage: Interest rates are lower than FRMs. Duration is between 3 to 10 years. Rate fluctuate with Market trends.

• VA Loan: Zero down payment options along with Competitive interest rates. Especially for active-duty members. 

• Interest-Only Mortgage: Pay only the interest amount. Best Loan choice for certain circumstances.

 For making online payment through electronic refunds:

1. Visit MyGuaranteed.com site.

2. Login MyGuaranteed account.

3. Tap on the 'Make a Payment' option & put in desired details.

4. Thereafter, confirm all the information details. 

5. Confirm the details you've entered.

6. Upon successful payment, simply logout your account.