Personal Finance Graduation Requirement

Personal Finance 10-12

Course Number(s): H406201

Length: 1 Semester (2 Credits)

Prerequisites: None 

Grade: 10-12

This course is designed to prepare students to live on their own. Topics include renting, buying, and furnishing an apartment or a home, managing money, budgeting, banking services, credit, insurance, and making wise consumer decisions. Lifestyle and career investigation may also be included. This course addresses the identification and management of personal financial resources to meet the financial needs and wants of individuals and families, considering a broad range of economic, social, cultural, technological, environmental, and maintenance factors. This course helps students build skills in financial responsibility and decision making; analyze personal standards, needs, wants, and goals; identify sources of income, saving and investing; understand banking, budgeting, record-keeping and managing risk, insurance and credit card debt. A project based approach and applications through authentic settings using real life applications/simulations through financial programs such as FEFE, H&R Budget Challenge, Stock Market games, Jump$tart Coalition,  and iPad applications that provide learning experiences. Direct, concrete applications of mathematics proficiencies will be incorporated into daily learning activities.