Stowe Cider offers two different medical plan options offered by MVP Healthcare. More info coming
Northeast Delta Dental is our insurance carrier for both Dental and Vision coverage. These benefits are voluntary and available to full-time employees on the first of the month following date of hire (or the first of the month after becoming full-time). Employees electing to enroll are responsible for the full cost of coverage. For more information, check out the summary below.
Stowe Cider partners with Renaissance to offer Life Insurance / AD&D, Short Term Disability, Long Term Disability, and Accident Insurance. These benefits are 100% employer-paid and employees become eligible on the first date of full-time employment.
LIFE INSURANCE protects employees and their families, providing financial security if the unexpected happens. Coverage is equal to 1x annual salary up to $100,000. Accidental Death & Dismemberment (AD&D) coverage adds an extra layer of protection by doubling the Life Insurance benefit for accidental death and injuries.
SHORT TERM DISABILITY (STD) provides partial income replacement for up to 13 weeks if an employee is unable to work due to a non-work-related injury, illness or pregnancy. There is a 7-day waiting period for illness or injury and STD benefits replace 60% of weekly earnings up to $750 per week.
LONG TERM DISABILITY (LTD) takes over when short-term benefits end, providing income replacement for a prolonged disability that continues beyond 13 weeks. LTD benefits replace 60% of monthly salary, up to $3,500 per month, until age 65.
ACCIDENT INSURANCE provides direct cash benefits to employees independent of medical insurance. This benefit offers financial support while waiting for other benefits, such as disability insurance, to take effect. Plus, employees have the freedom to use their benefits however they choose—whether for medical bills, household expenses or other necessities.