Research

Some recent papers

Echoes of Rising Tuition in Students' Borrowing, Educational Attainment, and Homeownership in Post-Recession America, with Zach Bleemer, Donghoon Lee, Katherine Strair, and Wilbert van der Klaauw, Federal Reserve Bank of New York Staff Reports No. 820, July 2017, under review.

Tuition, Jobs, or Housing: What's Keeping Millennials at Home? with Zach Bleemer, Donghoon Lee, and Wilbert van der Klaauw, Federal Reserve Bank of New York Staff Reports No. 700, first version April 2014, this version June 2017, revised and resubmitted.

Family Law Effects on Divorce, Fertility, and Child Investment, with Christopher Flinn and Jo Mullins, previous version 2011, updated 2015, revise and resubmit.

Personal Bankruptcy Protection and Household Debt, with Felipe Severino, June 2017, under review.

Some recent publications

“Financial Education and the Debt Behavior of the Young,” with John Grigsby, Wilbert van der Klaauw, Jaya Wen, and Basit Zafar, Review of Financial Studies, 29(9): 2490-2522, September 2016.

“Do Referrals Lead to Better Matches? Evidence from a Firm’s Employee Referral System,” with Elizabeth Setren and Giorgio Topa, Journal of Labor Economics, 34(1): 161-209, January 2016.

“Do We Know What We Owe? A Comparison of Borrower- and Lender-Reported Consumer Debt,” with Andrew Haughwout, Donghoon Lee and Wilbert van der Klaauw, Economic Policy Review, 21(1): 19-44, October 2015.

“The Impact of Housing Markets on Consumer Debt: Credit Report Evidence from 1999 to 2012,” with Sarah Stein and Basit Zafar, Journal of Money, Credit, and Banking, 47(S1): 175-213, March/April 2015.

“A New Test of Borrowing Constraints for Education,” with John Karl Scholz and Ananth Seshadri, Review of Economic Studies, 79(2): 511-538, April 2012.

“Real-Time Search in the Laboratory and the Market,” with Christopher J. Flinn and Andrew Schotter, American Economic Review, 101(2), April 2011.