Depending on your health insurance provider and plan, counseling services may be covered or reimbursed. Please contact your provider to verify how your plan reimburses for psychotherapy services.

A few questions to ask your insurance provider to help determine your benefits:

• Does my health insurance plan include mental health benefits?

• Do I have out of network coverage? Are there specific providers I must use?

• Do I have a deductible? If so, what is it and have I met it yet?

• Does my plan limit how many sessions per calendar year I can have? If so, what is the limit?

• Do I need a written approval/referral from my primary care physician in order for services to be covered?

Understand that using insurance for therapy has significant implications that may include but are not limited to:

-Increased access to your personal health information

-A diagnosis requirement which becomes a part of your permanent health record

-Limitations on coverage for services that are not medically necessary as determined by the insurance company

-Limitations on the length and frequency of service

-Limitations on the mode of service - Walk & Talk, Outdoor Play, and Teletherapy may not be covered

Stokewell is committed to broadening access to quality mental health care, particularly for vulnerable populations in geographically isolated areas. In that effort, we've partnered with Headway, an insurance billing service that connects clients who want to use health insurance with qualified counselors. Through Headway, we currently accept the following insurance plans:

• Cigna

• Aetna

• United Healthcare

• Oscar Health

• Oxford

If you would like to use insurance and have one of the plans listed above, click below for more information