The purpose the Tomsroad Association is two fold as follows:
1. Provide insurance coverage for members, should anyone be injured on any portion of the private roads that abut your property. Each lot owner actually owns to the middle of the road. If you are a member (paid your annual dues) then you will be covered by the insurance policy that the association has taken out. If you have not paid your dues then you could be sued by an injured individual and you would not be covered by the insurance policy.
2. Road maintenance except for snow removal. Any monies remaining after the insurance policy has been paid plus any special assessments are used for road maintenance of all roads within the association.