Research
Publications
"Misfortune and Mistake: The Financial Conditions and Decision-making Ability of High-cost Loan Borrowers." with Leandro Carvalho and Arna Olafsson. January 2023. Accepted, Journal of Political Economy. pdf.
"Complexity and Sophistication," with Leandro Carvalho. February 2023. Accepted, Journal of Political Economy: Micro. pdf appendix
"The Response of Consumer Spending to Changes in Gasoline Prices." with Michael Gelman, Yuriy Gorodnichenko, Shachar Kariv, Dmitri Koustas, Matthew D. Shapiro, and Steven Tadelis. American Economic Journal: Macroeconomics 15(2) (2023) 129-160. pdf appendix
"Rational Illiquidity and Consumption: Theory and Evidence from Income Tax Withholding and Refunds." with Michael Gelman, Shachar Kariv, and Matthew D. Shapiro. American Economic Review 112(9) (2022) 2959-2991. pdf
“How Individuals Respond to a Liquidity Shock: Evidence from the 2013 Government Shutdown Using Account Data,” with Michael Gelman, Shachar Kariv, Matthew D. Shapiro, and Steven Tadelis, Journal of Public Economics 189 (2020) 103917. pdf
“Whom Do Employers Want? The Role of Recent Employment and Unemployment Status and Age,” with Henry Farber, Chris Herbst, and Till von Wachter. Journal of Labor Economics 37(2) (2019) 323-349. pdf
"The Role of Annuitized Wealth in Post-Retirement Behavior," with John Laitner and Dmitriy Stolyarov, American Economic Journal: Macroeconomics 10(3) (2018), 71-117. pdf
"Revising Commitments: Field Evidence on the Adjustment of Prior Choices," with Xavier Gine, Jessica Goldberg, and Dean Yang, Economic Journal 128(608) (2018), 159-188 . pdf
“Factors Determining Callbacks to Job Applications by the Unemployed: An Audit Study," with Henry Farber and Till von Wachter. Forthcoming in the RSF Journal of the Social Sciences, Special Issue Social and Economic Effects of the Great Recession 3(3), 168-201 (2017).. pdf
"Determinant of Callbacks to Job Applications: An Audit Study," with Henry Farber and Till von Wachter. American Economic Review, Papers and Proceedings, 106 (2016), 314-18. pdf
"Directed Giving: Evidence from an Inter-Household Transfer Experiment," with Catia Batista and Dean Yang. Journal of Economic Behavior and Organization, 118 (2015) 2-21. pdf
“Harnessing Naturally Occuring Data to Measure the Response of Spending to Income,” with Michael Gelman, Shachar Kariv, Matthew D. Shapiro, and Steven Tadelis. Science 345(6193) (2014), 212-15. link
"Who Is (More) Rational?," with Syngjoo Choi, Shachar Kariv, and Wieland Mueller. American Economic Review. 104(6) (2014), 1518-50. pdf
Online Appendices. pdf
“Distinguishing the Role of Authority "In" and Authority "To"," with Joel Slemrod and Neslihan Uler. Journal of Public Economics 104(6) (2014), 1518-50. pdf
"Consumption, Retirement and Social Security: Evaluating the Efficiency of Reform that Encourages Longer Careers," with John Laitner. Journal of Public Economics, 96(7-8) (2012), 615-634. pdf
"Willpower and the Optimal Control of Visceral Urges," with Emre Ozdenoren and Stephen Salant. Journal of the European Economic Association. 10(2) (2012), 342-368. pdf
Technical Appendix. pdf
"Factions and Political Competition," with Nicola Persico and J.C. Rodriguez-Pueblita. Journal of Political Economy 119(2) (2011), 242-288. pdf
"Time-Inconsistency and Welfare Program Participation: Evidence from the NLSY," with Hanming Fang. International Economic Review, 50(4) (2009), 1043-1077. pdf
"Are Mature Smokers Misinformed?" with Ahmed Khwaja, Frank Sloan and Yang Wang, Journal of Health Economics 28(2) (2009), 385-397. pdf
"Sources of Advantageous Selection: Evidence from the Medigap Insurance Market" with Hanming Fang and Michael Keane. Journal of Political Economy, 116(2) (2008), 303-350. pdf
Previous version, NBER Working Paper 12289. link
"Consumption Commitments and Employment Contracts," with Andrew Postlewaite, and Larry Samuelson. Review of Economic Studies, 75(2) (2008), 559-578. pdf
"Time Preference, Time Discounting, and Smoking Decisions," with Ahmed Khwaja and Frank Sloan, Journal of Health Economics, 26(5) (2007), 927-949. pdf
"Testing the Mechanisms of Structural Models: The Case of the Mickey Mantle Effect," with Ahmed Khwaja, Hanming Fang, Michael Keane and Martin Salm, American Economic Review, P&P,97(2) (2007), 53-59. pdf. Appendix. pdf
"Smoking, Wealth Accumulation and the Propensity to Plan," with Ahmed Khwaja and Frank Sloan, Economics Letters, 94(1) (2007), 96-103. pdf
"Distinguishing Between Cognitive Biases: Beliefs vs. Time Discounting in Welfare Program Participation," with Hanming Fang, in Behavioral Public Finance: An Agenda, edited by Joel Slemrod and Edward McCaffery, Russell Sage Foundation, (2006), 47-81. pdf
"Social Isolation and Inequality," with Andrew Postlewaite, Journal of Economic Inequality, 3(3) (2005), 243-262. pdf
"The Effect of Adolecent Experience on Labor Market Outcomes: The Case of Height," with Nicola Persico and Andrew Postlewaite, Journal of Political Economy 112 October (2004), 1019-1053.pdf
"Street Crime and Street Culture," International Economic Review 45(3) (2004), 761-786. pdf
"On the Compassion of Time-limited Welfare Programs," with Hanming Fang, Journal of Public Economics, 88(7-8) (2004), 1445-1470. pdf