Journal articles
Cruz-García, P., Peiró-Palomino, J. (2025). Bank restructuring and regional economic growth in Spain. Are branches still relevant? Journal of Regional Research, 2025/2(62), pp. 119-146.
Wu, M., Tortosa-Ausina, E., Cruz-García, P. (2024). The impact of diversification on the profitability and risk of Chinese banks: Evidence from a semiparametric approach. Empirical Economics, 67(6), pp. 2565-2606.
Cruz-García, P., Peiró-Palomino, J. (2023). Does bank branch density reduce income inequality in the Spanish provinces? Finance Research Letters, 58, 104625.
Dircio, M.C., Cruz-García, P., Hernández-Trillo, F., Tortosa-Ausina, E. (2023). The geographic visualization of financial inclusion and exclusion in Mexican municipalities. Environment and Planning B: Urban Analytics and City Science, 50(8), pp. 2326 -2329.
Dircio, M.C., Cruz-García, P., Hernández-Trillo, F., Tortosa-Ausina, E. (2023). Constructing a financial inclusion index for Mexican municipalities. Finance Research Letters, 52, 103368.
Cruz-García, P., Fernández de Guevara, J., Maudos, J. (2021). Bank competition and multimarket contact intensity. Journal of International Money and Finance, 113, 102338.
Cruz-García, P., Dircio-Palacios-Macedo, M.C., Tortosa-Ausina, E. (2021). Financial inclusion and exclusion across Mexican municipalities. Regional Science, Policy and Practice, 13(5), pp. 1496-1526.
Cruz-García, P., Forte, A., Peiró-Palomino, J. (2020). On the drivers of profitability in the banking industry in restructuring times: A Bayesian perspective. Applied Economic Analysis, 28(83), pp. 111-131.
Cruz-García, P., Fernández de Guevara, J. (2020). Determinants of net interest margin: the effect of capital requirements and deposit insurance scheme. The European Journal of Finance, 26(11), pp. 1102-1123.
Cruz-García, P., Fernández de Guevara, J., Maudos, J. (2019). Determinants of bank's interest margin in the aftermath of the crisis: the effect of interest rates and the yield curve slope. Empirical Economics, 56(1), pp. 341-365.
Cruz-García, P., Peiró-Palomino, J. (2019). Informal, formal institutions and credit: complements or substitutes? Journal of Institutional Economics, 15, pp. 649-671.
Cruz-García, P., Fernández de Guevara, J., Maudos, J. (2018). Banking concentration and competition in Spain: the impact of the crisis and restructuring. Financial Stability Review, 34, pp. 57-76.
Cruz-García, P., Fernández de Guevara, J., Maudos, J. (2018). Bajos tipos de interés en la eurozona: impacto sobre los márgenes y la rentabilidad de los bancos. Papeles de Economía Española, nº 155, pp. 132-146.
Cruz-García, P., Fernández de Guevara, J., Maudos, J. (2017). The evolution of market power in European banking. Finance Research Letters, 23, pp. 257-262.
Cruz-García, P., Maudos, J. (2016). La situación del sector bancario español en el contexto europeo: retos pendientes. Cuadernos de Información Económica, ICE, nº 92: Una panorámica del sector bancario después de la crisis, pp. 81-108.
Book chapters
Cruz-García P. (2020). The Impact of Monetary Policy on Bank Profitability. Banking and Beyond: The Evolution of Financing along Traditional and Alternative Avenues, chapter 6, pp. 105-135. Cruciani C., Gardenal G., Cavezzali E. (eds), Palgrave Macmillan Studies in Banking and Financial Institutions.
Cruz-García, P., Fernández de Guevara, J., Maudos, J. (2017). Interest rates and net interest margins: the impact of monetary policy. The Business of Banking: Models, Risk and Regulation, chapter 2, pp. 5-33. Chesini, G., Giaretta, E., Paltrinieri, A. (eds.), Palgrave Macmillan Studies in Banking and Financial Institutions.
Cruz-García, P., Fernández de Guevara, J. (2017). Efecto de las medidas del BCE sobre los márgenes de intereses en España. El futuro del sector bancario español tras la restructuración, Vol. 29, pp. 151-170. Mediterráneo Económico: Colección Estudios Socioeconómicos.