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These statistics resemble generally in most other states. Which means the borrower will pay $400 - $500 in loan fees on a $400 loan. This can be absurd usury and really should be illegal because it is not helping anyone except the lender. It is predatory lending at better if just gets borrowers in deeper debt than before."Some will say, that little man should have somewhere to go," said state Rep. Eldridge Emory, "Butif he gets money by doing this, he is just digging a dent deeper and deeper, and he is not going to get out."Several states like North Carolina have currently banned this form of predatory lending. Lend-etc