My research focuses on joint consumption, income, and debt behavior at the individual level. I use dynamic stochastic models of individual behavior to simulate how consumption, saving, and debt react to changes in income such as paychecks and tax refunds. I then test these models using naturally-occurring account data from a personal finance app. My work uses machine learning techniques to process and analyze textual and numerical big data.
Fields of Research Interest:
Macroeconomics, Big Data, Household Finance, Public Economics