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Melanie Lührmann
Senior Lecturer
Economics Department
Royal Holloway, University of London
TW20 0EX  Egham, Surrey
[melanie.luhrmann at rhul.ac.uk]






















Research Associate
Institute for Fiscal Studies
7, Ridgmount Street
WC1E 7AE London
[m.luhrmann at ifs.org.uk]


and
Research Fellow
MEA, Munich Center for the Economics of Aging
Max-Planck Institute MPISOC
Amalienstraße 33
80799 München