INFORMATION NEEDED AT LOAN APPLICATION
Documents Need For a Conventional Mortgage
1. W-2 (2 years) & Four (4) Current Pay Stubs
2. Landlord Name/Address – Past 2 years
3. Employer Name/Address – 2 Year History
4. Purchase & Sale Agreement
(Original signatures if VA, FHA)
5. Bank Name, Account #, Balances
6. Bank Statement – Latest 3 months, All Accounts
7. Open Loan/Mortgages
(Names/Addresses/Account #, Monthly Payments and Balances)
8. Latest Credit Card Statements
9. Check for Appraisals, Credit Report
10. Self-Employed – Last 2 years Tax Returns with all schedules,
YTD, P&L
11. Social Security Card & License (FHA)
12. Legal Description or Plot Plan (FHA, VA).
13. Green Card
14. Certificate of Eligibility (VA)
15. Copy of Cancelled Deposit Check (front & back)
16. Months Cancelled Checks for Rent or Mortgage Payments
Documents Needed For An FHA Mortgage
*All the Above, PLUS:
- Legal Description Showing Metes and Bounds
- Picture Identification
- Copy of Social Security Card
Documents Needed For a VA Mortgage
*All of the Above, PLUS:
- VA Certificate of Eligibility