About me

Welcome to my homepage!

I am an Assistant Professor (tenure-track) at the University of Groningen. >>CV

As a micro development economist, my research focuses on i) markets and products for coping with risks and shocks, ii) organizational structures, and iii) microeconomic determinants of labor productivity. I study these topics in particular in the context of microfinance. I use both applied micro-econometric and experimental economics methods, such as randomized controlled trials, natural experiments, and lab-in-the-field experiments, and I usually collect primary data in low income countries.

Research Interests: 

Development Economics, Microfinance, Applied Microeconometrics, Experimental and Behavioral Economics

Journal Articles

Czura, Kristina (2015) "Pay, peek, punish? Repayment, information acquisition and punishment in a microcredit lab-in-the-field experiment", Journal of Development Economics, 117: 119 - 133 [link]

Kemper, Czura, Schumacher (2018) "Unfair incentives: a behavioral note on sharecropping", Economics of Transition, 26 (2): 303-331 [link]


Working Papers

"Flexible Microcredit: Effects on Loan Repayment and Social Pressure" with Anett John (University of Birmingham) and Lisa Spantig (University of Essex), CESifo Working Paper No. 8322 >>PDF

“Financial Market Responses to a Natural Disaster: Evidence from Local Credit Networks and the Indian Ocean Tsunami” with Stefan Klonner (University of Heidelberg), CESifo Working Paper No. 7354 >>PDF

“Do flexible repayment schedules improve the impact of microcredits? Evidence from a randomized evaluation in rural India” >>PDF

... more research

Contact Information

Ludwigs-Maximilians-Universität München

Chair for Behavioral and Experimental Economics
Giselastr. 10

80802 München, Germany

E-mail:  kristina.czura@econ.lmu.de      

Homepage: www.kristinaczura.de

Phone: +49 (0) 89 /  2180 2926

Fax: +49 (0) 89 / 2180 99 2926