About me

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I am an Assistant Professor (tenure-track) at the University of Groningen. >> CV

As a micro development economist, my research focuses on i) markets and products for coping with risks and shocks, ii) organizational structures, and iii) microeconomic determinants of labor productivity. I study these topics in particular in the context of microfinance. I use both applied micro-econometric and experimental economics methods, such as randomized controlled trials, natural experiments, and lab-in-the-field experiments, and I usually collect primary data in low income countries.

Research Interests

Development Economics, Microfinance, Applied Microeconomics, Experimental and Behavioral Economics

Journal Articles

Czura, K., Klonner, S. (2023). Financial Market Responses to a Natural Disaster: Evidence from Local Credit Networks and the Indian Ocean Tsunami. Journal of Development Economics, 160 [link]

Czura, K., Englmaier, F., Ho, H., & Spantig, L. (2022). Microfinance loan officers before and during Covid-19: Evidence from India. World Development, 152, 105812 [link] [fai blog post][working paper]

Kemper, N., Czura, K., Schumacher, H. (2018). Unfair incentives: a behavioral note on sharecropping. Economics of Transition, 26 (2): 303-331 [link]

Czura, Kristina (2015). Pay, peek, punish? Repayment, information acquisition and punishment in a microcredit lab-in-the-field experiment. Journal of Development Economics, 117: 119 - 133 [link]

Working Papers

"Menstrual Health, Worker Productivity and Well-being among Female Bangladeshi Garment Workers" with Andreas Menzel and Martina Miotto, R&R Journal of Development Economics >>PDF

"Flexible Microcredit: Effects on Loan Repayment and Social Pressure" with Anett John and Lisa Spantig, CESifo Working Paper No. 8322 >>PDF

“Do flexible repayment schedules improve the impact of microcredits? Evidence from a randomized evaluation in rural India” >>PDF

... more research

Contact Information

University of Groningen

Faculty of Economics and Business, Department of Economics, Econometrics and Finance

Nettelbosje 2, 9747 AE Groningen (visiting address)

P.O. Box 800, 9700 AV Groningen

E-mail: k.czura@rug.nl