Qilin ZHANG
(Kinny, 张麒麟)
Lecturer of Economics
School of Accounting and Finance, Faculty of Business, The Hong Kong Polytechnic University
Hung Hom, Kowloon, Hong Kong SAR
Email: qilin.zhang@polyu.edu.hk
Past positions:
2022.07-2025.06, (Research) Assistant Professor, PolyU
2020.08-2022.06, Postdoc fellow, HKU
Education
Ph.D. in Economics, The University of Hong Kong (HKU)
M.A. & B.A. in Economics, Harbin Institute of Technology (HIT)
Teaching
Microeconomics, Intermediate macroeconomics, Introduction to economics, Global economic environment for management, Economics of financial analysis
Selected working papers and publications (Interests: insurance economics and annuities, marriage market, machine learning)
• “Green BITs” (with X. Chen, S. LI and Y. Zhang), 2025.
• "Pricing the surrender option in deferred annuities from a welfare perspective: Subsidy or surcharge?" (with S.-H. P. Lau, Y. YING), 2025.
• "Competitive borrowings in marriage squeezes" (with Yifei Zhang), 2025. Submitted
• "Mandated annuitization, gender-neutral pricing, and the possibility of negative correlation between risk type and purchase level" (with S.-H. P. Lau, Y. YING), 2025. Under review
• "Heterogeneous early health signals and deferred annuities" (with S.-H. P. Lau), 2025. Accepted by Economic Theory (ET). (ET a leading journal on theoretical economics.)
• Uniqueness of equilibrium with survival probability heterogeneity and endogenous annuity price. with S.-H. P. Lau, Y. YING, Insurance: Mathematics and Economics (IME), 2024, 119(November): 146-156. (IME is a leading journal in actuarial science.)
• Severity reduction and private market distortion effects of voluntary and mandatory public annuity plans. with S.-H. P. Lau, Macroeconomic Dynamics, 2024, 28(2): 403-425.
• A common thread linking the design of guarantee and nonescalating payments of public annuities. with S.-H. P. Lau, Journal of Risk and Insurance (JRI), 2023, 90(3): 703-742. (JRI is a leading journal in insurance economics.)